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cutler bay
Last updated December 3 2020 at 7:08 AM

404 Apartments for rent in Cutler Bay, FL

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Check out 404 verified apartments for rent in Cutler Bay, FL with rents starting as low as $1000. Some apartments for rent in Cutler Bay might offer rent specials. Look out for the
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1 Unit Available
9605 Cutler Ridge Dr
9605 Cutler Ridge Drive
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,300
590 sqft
Last updated December 3 at 06:38 PM
Newly updated/remodeled very nice 2 Bedroom, 1 Bath. This a SEPARATE ADDITION to the main home and is on the side of the home. This is an Efficiency with a kitchenette with it's a separate entrance, separate side yard and separate area for parking.
1 Unit Available
8610 SW 212th St
8610 Southwest 212th Street
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,475
Last updated December 3 at 06:38 PM
BEAUTIFUL REMODEL & SPACIOUS 2 BEDROOOMS/2 BATHS WITH BALCONIES IN MASTER BEDROOM & LIVING ROOM, WOOD & TILE FLOORS, GRANITE COUNTER TOPS, REMODELED BATHROOMS, FRESHLY PAINTED, NEW STAINLESS STEEL APPPLIANCES, HUGE CALIFORNIA MASTER CLOSET, LOTS OF
1 Unit Available
11000 SW 200th St
11000 SW 200th St
Cutler Bay, FL | Cutler Bay
3 Bedrooms
$1,400
Last updated December 3 at 06:38 PM
Spacious 3 bedroom, 1 bathroom condo for rent. Move in ready, freshly painted, call today!
1 Unit Available
8600 SW 212th St
8600 Southwest 212th Street
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,550
Last updated December 3 at 06:38 PM
Luxury style rental apartment with two master suites, 1,123 sq. ft., split plan, new flooring, with lake view, private entrance, full-size washer, and dryer.
1 Unit Available
22701 SW 88th Pl
22701 Southwest 88th Place
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,500
3 Bedrooms
Ask
Last updated December 3 at 06:38 PM
BEAUTIFUL 2 BEDROOMS 2 BATH 1st FLOOR UNIT WITH STAINLESS STEEL APPLIANCES, GRANITE KITCHEN COUNTER TOPS, WOOD CABINETS, TILES THROUGHOUT FLOORING, LOCATED IN THE COURTS AT ISLES OF BAYSHORE, A DESIRABLE GATED COMMUNITY WHICH OFFERS AMENITIES SUCH
1 Unit Available
22841 SW 88th Pl
22841 Southwest 88th Place
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,400
Last updated December 3 at 06:38 PM
BEAUTIFUL 2 BED 2 BATH, EXCELLENT CONDITION, JUST PAINTED!!FULL AMENITIES INCLUDED CLUB HOUSE, POOL, FITNESS CENTER AND MUCH MORE!!EASY TO SHOW ON LOCK BOX!!
1 Unit Available
8660 SW 212th St
8660 Southwest 212th Street
Cutler Bay, FL | Cutler Bay
1 Bedroom
Ask
2 Bedrooms
$1,525
Last updated December 3 at 06:38 PM
Beautiful and spacious 2/2 condo in Cutler Bay. Lots of amenities. Quiet community, gated, guard on site. Large master closet. Washer and Dyer. Unit available 11/9/2020
1 Unit Available
19526 SW 103rd Ct
19526 Southwest 103rd Court
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,550
Last updated December 3 at 06:38 PM
Stunning rental property in the heart of Cutler Bay. This corner unit offers 2 Bedrooms 2 Full Baths & 1 Half Bath. Includes 2 reserved parking spaces and plenty of guest parking spaces. Private fenced backyard. New Washer & Dryer in the unit.
1 Unit Available
8620 SW 212th St
8620 Southwest 212th Street
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,500
Last updated December 3 at 06:38 PM
Beautiful 2/2 condo in Cutler Bay. Updated unit, very spacious. Washer and drier in unit. Huge master walking closet. Quiet and gated Community, very well maintained, plenty of amenities.
1 Unit Available
19446 SW 78 CT
19446 Southwest 78th Court
Cutler Bay, FL | Cutler Bay
5 Bedrooms
$4,990
Last updated December 3 at 06:38 PM
Fenced house, impeccable italian style, 4,717 sq/ft, spacious bedrooms. Located in gated community in the newly incorporated village of Cutler Bay.
1 Unit Available
9103 SW 227th St
9103 Southwest 227th Lane
Cutler Bay, FL | Cutler Bay
3 Bedrooms
$2,150
Last updated December 3 at 06:38 PM
Beautiful 3 bed/2.5 bath in Desirable Lakes By The Bay. Wood cabinets, Granite Counter Tops/Tile floors on first floor & Wood floors throughout the second floor, Nice Open Flow to the Garden Patio.
1 Unit Available
8240 SW 210th St
8240 Southwest 210th Street
Cutler Bay, FL | Cutler Bay
1 Bedroom
$1,200
600 sqft
2 Bedrooms
Ask
Last updated December 3 at 06:38 PM
Spacious one bedroom in Saga Bay Gardens - a gated community. Laminate wood floor. Large walk-in closet. Balcony with view of the garden. Assigned covered parking. Amenities include pool, tennis court, laundry facility, elevator.
1 Unit Available
9153 SW 227th St
9153 SW 227th St
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,700
Last updated December 3 at 06:38 PM
Beautiful condo townhouse. Stainless steel appliances, tiled on first floor, new washer & dryer in the unit. Great community with pool, gym, playground, off street parking available. Near shops, restaurants, Turnpike, US-1. Won't last!
1 Unit Available
8590 SW 212th St
8590 Southwest 212th Street
Cutler Bay, FL | Cutler Bay
1 Bedroom
Ask
2 Bedrooms
$1,550
Last updated December 3 at 06:38 PM
Amazing corner unit at Le Club, 2 bedrooms, 2 bathrooms, totally remodeled, new kitchen w/ granite countertops, stainless steel appliances, new bathrooms vanities w/granite countertops, accordion shutters, new washer and dryer inside the unit, wood
1 Unit Available
8260 SW 210th St
8260 Southwest 210th Street
Cutler Bay, FL | Cutler Bay
1 Bedroom
Ask
2 Bedrooms
$1,450
980 sqft
Last updated December 3 at 06:38 PM
This 2/2 apartment looks like brand new. Completely updated. Tastefully Remodeled bathrooms and Updated modern kitchen, Tile floors throughout the unit. Washer/Dryer inside. Assigned Parking Space #161 + Guest space.
1 Unit Available
9031 SW 184th Ter
9031 Southwest 184th Terrace
Cutler Bay, FL | Cutler Bay
1 Bedroom
$1,000
Last updated December 3 at 06:38 PM
Beautiful 1 bedroom 1 bathroom studio located in a quiet neighborhood in Cutler Bay. Near major highways, shopping centers and restaurants. Private entrance, assigned parking. Utilities included. First, last and security month deposit are required.
1 Unit Available
22411 SW 88th Pl
22411 Southwest 93rd Path
Cutler Bay, FL | Cutler Bay
3 Bedrooms
$1,900
Last updated December 3 at 06:38 PM
CORNER TWO-STORY TOWNHOUSE CONDO 3 BEDROOMS 2 1/2 BATHS AT THE COURTS IN ISLES AT BAYSHORE DESIRABLE COMMUNITY WITH RESORT LIKE CLUBHOUSE FEATURING POOL/FITNESS CENTER/CHILDREN PLAYGROUND AND MORE**ALL TILED FIRST FLOOR AND CARPET ON BEDROOMS**FULL
1 Unit Available
18810 SW 91st Ave
18810 Southwest 91st Avenue
Cutler Bay, FL | Cutler Bay
3 Bedrooms
$2,200
Last updated December 3 at 06:38 PM
Spacious 3 bed. 2 full baths, tile floors, formal living and dining, family room, one car garage, big yard, a must see ! credit report, police report, proof of income and copy of ID must be included in the contract to lease. Call agent.
1 Unit Available
9760 SW 184th St
9760 Eureka Drive
Cutler Bay, FL | Cutler Bay
2 Bedrooms
$1,400
978 sqft
Last updated December 3 at 06:38 PM
$1400 - 2/1 apartment at Cutler Bay has balcony close to US1 major road, Turnpike, shopping center, school
1 Unit Available
8518 SW 214 Ln
8518 Southwest 214th Lane
Cutler Bay, FL | Cutler Bay
3 Bedrooms
$2,000
Last updated December 3 at 11:36 AM
SANTA BARBARA - Property Id: 436848 Great opportunity to rent in sought out Santa Barbara townhomes located off 87 avenue in Cutler Bay. Beautifully Renovated 3 bedroom, 2.
1 Unit Available
9870 Nicaragua Ave
9870 Nicaragua Drive
Cutler Bay, FL | Cutler Bay
4 Bedrooms
$2,300
Last updated December 3 at 11:36 AM
Cutler Bay Nicaragua Dr. - Property Id: 430625 SPACIOUS 4 BEDROOM, 2 BATH SINGLE FAMILY HOME, WITH A LARGE FENCED-IN YARD WITH SHED FOR STORAGE AND COVERED PATIO.
1 Unit Available
8461 SW 201st St
8461 Southwest 201st Street
Cutler Bay, FL | Cutler Bay
4 Bedrooms
$2,625
Last updated December 3 at 11:36 AM
** Fast Approval** First and Security Moves You In** Beautiful 4/2 POOL home in Cutler Bay Florida with freshly painted, tiles throughout, nice kitchen with stainless steel appliances, 2 car garage & big yard with Pool.
1 Unit Available
7554 SW 188 Ter
7554 Southwest 188th Terrace
Cutler Bay, FL | Cutler Bay
5 Bedrooms
$5,200
Last updated December 3 at 11:36 AM
Cutler Cay III - Property Id: 425271 Full of upgrades, 5/4 Iron custom-made front door. Volume ceiling, SS monogram GE appliances, kitchen opens to a spacious family room and breakfast area.
1 Unit Available
7531 SW 191 St
7531 Southwest 191st Street
Cutler Bay, FL | Cutler Bay
5 Bedrooms
$3,500
Last updated December 3 at 11:36 AM
Cutler Cay Living - Property Id: 425235 Stunning 5 beds/4 bath in the majestic guard gated community of Cutler Cay. Spacious layout. Includes 1 bedroom/office with a bath on the first floor. Tile downstairs and upstairs.
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Find an apartment for rent in Cutler Bay, FL


Searching for an apartment for rent in Cutler Bay, FL? Look no further! Apartment List will help you find a perfect apartment near you. There are 404 available rental units listed on Apartment List in Cutler Bay. Click on listings to see photos, floorplans, amenities, prices and availability, and much more!

Tired of browsing? Take our personalized quiz. You’ll answer a couple of simple questions and we’ll put together a list of Cutler Bay apartments that are best for you. We’ll also factor in your commute, budget, and preferred amenities. Looking for a pet-friendly rental, or an apartment with in-unit washer and dryer? No problem, we’ll provide you with apartments that match that criteria.

You can trust ApartmentList.com to help you find your next Cutler Bay, FL apartment rental! After all, everyone deserves a home they love.
Frequently Asked Questions (FAQs)
Frequently Asked Questions
How much is rent in Cutler Bay?
Apartment Rentals in Cutler Bay start at $1,000/month.
How much is rent in Cutler Bay?
Apartment Rentals in Cutler Bay start at $1,000/month.
How can I find a pet-friendly apartment in Cutler Bay?
You can use the pet-friendly filter to find Cutler Bay apartments that allow pets.
How can I find a pet-friendly apartment in Cutler Bay?
You can use the pet-friendly filter to find Cutler Bay apartments that allow pets.
How can I tour apartments during the COVID-19 pandemic?
While some Cutler Bay properties may not allow visitors at this time, most are open for business by phone or email. Please reach out to them directly for virtual touring options. Additionally, some properties may offer video and 3D tours, which can be found on the listing details page.
How can I tour apartments during the COVID-19 pandemic?
While some Cutler Bay properties may not allow visitors at this time, most are open for business by phone or email. Please reach out to them directly for virtual touring options. Additionally, some properties may offer video and 3D tours, which can be found on the listing details page.
How much should I pay for rent in Cutler Bay?
The answer to this question depends on your household income and a couple of other factors. You can use our Rent Calculator to figure out how much you should spend on rent in Cutler Bay.
How much should I pay for rent in Cutler Bay?
The answer to this question depends on your household income and a couple of other factors. You can use our Rent Calculator to figure out how much you should spend on rent in Cutler Bay.
How can I find off-campus housing in Cutler Bay?
You can use the off-campus housing filters to find apartments near colleges located in or around Cutler Bay. Some of the colleges and universities in the area include Broward College, Carlos Albizu University-Miami, Miami Dade College, Nova Southeastern University, and William T McFatter Technical College.
How can I find off-campus housing in Cutler Bay?
You can use the off-campus housing filters to find apartments near colleges located in or around Cutler Bay. Some of the colleges and universities in the area include Broward College, Carlos Albizu University-Miami, Miami Dade College, Nova Southeastern University, and William T McFatter Technical College.

City Guide

Cutler Bay
No one likes to be called a rat, except for Cutler Bay residents. To this day, some residents still refer to themselves as Ridge Rats.
No one likes to be called a rat, except for Cutler Bay residents. To this day, some residents still refer to themselves as Ridge Rats.

Located in Miami-Dade County on the Florida coast, Cutler Bay is a town that spans almost 10 square miles and has about 40,000 residents. What the town doesn't have is its own incorporated government, but who really cares about that anyway?

Moving to Cutler Bay

Cost

You won't need to hit the lottery to move here. Some apartment rentals are priced at far less than the national average. Nearly 25 percent of residents rent in this town, and vacancy rates are around the 8 percent mark. This means you may have to do a little digging, but with time and determination you can find an affordable apartment to rent in Cutler Bay.

Preparation

With vacancy rates less than 10 percent, landlords here just aren't desperate for tenants. Since they can afford to be selective, you can't afford to show up without all of your ducks in a row. Go ahead and gather the things you need for your apartment search before you even think about pointing a toe in Cutler Bay's direction. You'll need clean clothes, of course. Showing up in wrinkled and dirty clothes is a sure way to hear a big fat "No" from a landlord. Then, you'll also need proof of income, because no landlord will just hand over the keys based on your promise to pay (no smart landlord anyway). Finally, you'll need good credit and good references. With these things in place, you'll have a better chance of getting approved for new digs.

Problem credit

If your credit score is very low, don't hang your head in shame. Anyone can fall on hard times. Buck up and take action. Ask someone who loves you to co-sign. If your loved one hesitates, just ask him when you can take up residence on his couch. That ought to get him moving.

Moving to Cutler Bay
+

Cost

You won't need to hit the lottery to move here. Some apartment rentals are priced at far less than the national average. Nearly 25 percent of residents rent in this town, and vacancy rates are around the 8 percent mark. This means you may have to do a little digging, but with time and determination you can find an affordable apartment to rent in Cutler Bay.

Preparation

With vacancy rates less than 10 percent, landlords here just aren't desperate for tenants. Since they can afford to be selective, you can't afford to show up without all of your ducks in a row. Go ahead and gather the things you need for your apartment search before you even think about pointing a toe in Cutler Bay's direction. You'll need clean clothes, of course. Showing up in wrinkled and dirty clothes is a sure way to hear a big fat "No" from a landlord. Then, you'll also need proof of income, because no landlord will just hand over the keys based on your promise to pay (no smart landlord anyway). Finally, you'll need good credit and good references. With these things in place, you'll have a better chance of getting approved for new digs.

Problem credit

If your credit score is very low, don't hang your head in shame. Anyone can fall on hard times. Buck up and take action. Ask someone who loves you to co-sign. If your loved one hesitates, just ask him when you can take up residence on his couch. That ought to get him moving.

Neighborhoods

You'll find many varied neighborhoods in this town. The right place for you depends on your budget and the type of housing you want. Here are some communities to consider:

Saga Bay:Some people just love a bargain, and if that describes you, you'll be very happy in this area. Average rental rates are far below the national average, yet residents tend to bring home decent paychecks. What a combination! This area offers rental homes of all sizes as well as apartment complexes and small apartment buildings. The bad news, and there always is some, is that most properties are owner-occupied and vacancy rates are low.

Franjo: If you got spoiled by the low rental prices in Saga Bay, you're in for a shock when you start looking in this neighborhood. Average rental prices here are close to double the national average. Most of the town homes and homes are owner-occupied, but you can still find some houses and apartments for rent. Just be prepared to pay a hefty bill when the rent comes due. Then again, you may never have to worry about this. Vacancy rates are close to 1 percent, so your chances of finding a rental aren't great anyway.

Lakes by the Bay:If you choose to look for an apartment rental here, you'll likely have an easy time of it. You have a couple of things going for you. First, the area has a vacancy rate of over 20 percent, and second, it has plenty of homes, town homes, and apartment complexes from which you can choose. You'll even find some high-rises. And the rent won't get you down here; you can find many options at affordable prices.

Town Center:This urban area offers affordable rental housing in the form of single-family homes and townhouses. You won't find as many apartment homes here as in some other parts of town. Like many parts of Cutler Bay, there are more owner-occupants here than renters, and the vacancy rate is only about 6 percent. If you want an all-bills-paid apartment, you will really have to hunt for it. And when you do find it, expect to pay handsomely.

Old Cutler Rd/SW 87th Ave:There aren't a lot of apartment homes here and not even a lot of renters, but there is a 10 percent vacancy rate. If you're good at finding things, you can probably hunt around and scrape up a few options. The area is mostly populated by owners, but there are some renters, too. The renters who do call this area home give up a significant portion of their paychecks to do so.

SW 97th Ave/SW 232nd St:You might just hit pay dirt if you look for new digs here. The area has a vacancy rate of about 15 percent, and the rental rates are close to the nation's average. Add this to the fact that a mixture of owners and renters live here; heap on the many apartment complexes, high-rises, and rental houses; and you're set up to find a good deal.

Old Cutler Rd/SW 103rd Ave:This urban neighborhood has plenty of small apartment buildings, apartment complexes, and high-rises, so you'll have a number of choices available to you. Here, renters make up most of the population, so you'll have like-minded neighbors right outside your door. Vacancy rates tend to stay in the 9 percent range, but that's not really the most exciting thing. What should light up your life is the rent. You can get a whole lot of bang for just a few bucks in this neck of the woods.

Neighborhoods
+

You'll find many varied neighborhoods in this town. The right place for you depends on your budget and the type of housing you want. Here are some communities to consider:

Saga Bay:Some people just love a bargain, and if that describes you, you'll be very happy in this area. Average rental rates are far below the national average, yet residents tend to bring home decent paychecks. What a combination! This area offers rental homes of all sizes as well as apartment complexes and small apartment buildings. The bad news, and there always is some, is that most properties are owner-occupied and vacancy rates are low.

Franjo: If you got spoiled by the low rental prices in Saga Bay, you're in for a shock when you start looking in this neighborhood. Average rental prices here are close to double the national average. Most of the town homes and homes are owner-occupied, but you can still find some houses and apartments for rent. Just be prepared to pay a hefty bill when the rent comes due. Then again, you may never have to worry about this. Vacancy rates are close to 1 percent, so your chances of finding a rental aren't great anyway.

Lakes by the Bay:If you choose to look for an apartment rental here, you'll likely have an easy time of it. You have a couple of things going for you. First, the area has a vacancy rate of over 20 percent, and second, it has plenty of homes, town homes, and apartment complexes from which you can choose. You'll even find some high-rises. And the rent won't get you down here; you can find many options at affordable prices.

Town Center:This urban area offers affordable rental housing in the form of single-family homes and townhouses. You won't find as many apartment homes here as in some other parts of town. Like many parts of Cutler Bay, there are more owner-occupants here than renters, and the vacancy rate is only about 6 percent. If you want an all-bills-paid apartment, you will really have to hunt for it. And when you do find it, expect to pay handsomely.

Old Cutler Rd/SW 87th Ave:There aren't a lot of apartment homes here and not even a lot of renters, but there is a 10 percent vacancy rate. If you're good at finding things, you can probably hunt around and scrape up a few options. The area is mostly populated by owners, but there are some renters, too. The renters who do call this area home give up a significant portion of their paychecks to do so.

SW 97th Ave/SW 232nd St:You might just hit pay dirt if you look for new digs here. The area has a vacancy rate of about 15 percent, and the rental rates are close to the nation's average. Add this to the fact that a mixture of owners and renters live here; heap on the many apartment complexes, high-rises, and rental houses; and you're set up to find a good deal.

Old Cutler Rd/SW 103rd Ave:This urban neighborhood has plenty of small apartment buildings, apartment complexes, and high-rises, so you'll have a number of choices available to you. Here, renters make up most of the population, so you'll have like-minded neighbors right outside your door. Vacancy rates tend to stay in the 9 percent range, but that's not really the most exciting thing. What should light up your life is the rent. You can get a whole lot of bang for just a few bucks in this neck of the woods.

Living in Cutler Bay

Cutler Bay attracts people interested in over 240 sunny days per year and warm temperatures pretty much all of the time. Even in January, low temperatures only reach down into the 50s. The area's inlets, bays, and waterfront scenes are a major plus of living in this area -- beauty abounds. But the commute to work can be a major bummer. Average commute times here exceed 30 minutes. If you hate longish drives during rush hour, prepare yourself for daily irritation.

But to distract yourself from the bad commute, stop by Monkey Jungle, a zoo filled with over 30 species of monkeys! Ooh-ohh-ahh-ahh!

Living in Cutler Bay
+

Cutler Bay attracts people interested in over 240 sunny days per year and warm temperatures pretty much all of the time. Even in January, low temperatures only reach down into the 50s. The area's inlets, bays, and waterfront scenes are a major plus of living in this area -- beauty abounds. But the commute to work can be a major bummer. Average commute times here exceed 30 minutes. If you hate longish drives during rush hour, prepare yourself for daily irritation.

But to distract yourself from the bad commute, stop by Monkey Jungle, a zoo filled with over 30 species of monkeys! Ooh-ohh-ahh-ahh!

Read More

City Guide

Cutler Bay
No one likes to be called a rat, except for Cutler Bay residents. To this day, some residents still refer to themselves as Ridge Rats.
No one likes to be called a rat, except for Cutler Bay residents. To this day, some residents still refer to themselves as Ridge Rats.

Located in Miami-Dade County on the Florida coast, Cutler Bay is a town that spans almost 10 square miles and has about 40,000 residents. What the town doesn't have is its own incorporated government, but who really cares about that anyway?

Moving to Cutler Bay

Cost

You won't need to hit the lottery to move here. Some apartment rentals are priced at far less than the national average. Nearly 25 percent of residents rent in this town, and vacancy rates are around the 8 percent mark. This means you may have to do a little digging, but with time and determination you can find an affordable apartment to rent in Cutler Bay.

Preparation

With vacancy rates less than 10 percent, landlords here just aren't desperate for tenants. Since they can afford to be selective, you can't afford to show up without all of your ducks in a row. Go ahead and gather the things you need for your apartment search before you even think about pointing a toe in Cutler Bay's direction. You'll need clean clothes, of course. Showing up in wrinkled and dirty clothes is a sure way to hear a big fat "No" from a landlord. Then, you'll also need proof of income, because no landlord will just hand over the keys based on your promise to pay (no smart landlord anyway). Finally, you'll need good credit and good references. With these things in place, you'll have a better chance of getting approved for new digs.

Problem credit

If your credit score is very low, don't hang your head in shame. Anyone can fall on hard times. Buck up and take action. Ask someone who loves you to co-sign. If your loved one hesitates, just ask him when you can take up residence on his couch. That ought to get him moving.

Moving to Cutler Bay
+

Cost

You won't need to hit the lottery to move here. Some apartment rentals are priced at far less than the national average. Nearly 25 percent of residents rent in this town, and vacancy rates are around the 8 percent mark. This means you may have to do a little digging, but with time and determination you can find an affordable apartment to rent in Cutler Bay.

Preparation

With vacancy rates less than 10 percent, landlords here just aren't desperate for tenants. Since they can afford to be selective, you can't afford to show up without all of your ducks in a row. Go ahead and gather the things you need for your apartment search before you even think about pointing a toe in Cutler Bay's direction. You'll need clean clothes, of course. Showing up in wrinkled and dirty clothes is a sure way to hear a big fat "No" from a landlord. Then, you'll also need proof of income, because no landlord will just hand over the keys based on your promise to pay (no smart landlord anyway). Finally, you'll need good credit and good references. With these things in place, you'll have a better chance of getting approved for new digs.

Problem credit

If your credit score is very low, don't hang your head in shame. Anyone can fall on hard times. Buck up and take action. Ask someone who loves you to co-sign. If your loved one hesitates, just ask him when you can take up residence on his couch. That ought to get him moving.

Neighborhoods

You'll find many varied neighborhoods in this town. The right place for you depends on your budget and the type of housing you want. Here are some communities to consider:

Saga Bay:Some people just love a bargain, and if that describes you, you'll be very happy in this area. Average rental rates are far below the national average, yet residents tend to bring home decent paychecks. What a combination! This area offers rental homes of all sizes as well as apartment complexes and small apartment buildings. The bad news, and there always is some, is that most properties are owner-occupied and vacancy rates are low.

Franjo: If you got spoiled by the low rental prices in Saga Bay, you're in for a shock when you start looking in this neighborhood. Average rental prices here are close to double the national average. Most of the town homes and homes are owner-occupied, but you can still find some houses and apartments for rent. Just be prepared to pay a hefty bill when the rent comes due. Then again, you may never have to worry about this. Vacancy rates are close to 1 percent, so your chances of finding a rental aren't great anyway.

Lakes by the Bay:If you choose to look for an apartment rental here, you'll likely have an easy time of it. You have a couple of things going for you. First, the area has a vacancy rate of over 20 percent, and second, it has plenty of homes, town homes, and apartment complexes from which you can choose. You'll even find some high-rises. And the rent won't get you down here; you can find many options at affordable prices.

Town Center:This urban area offers affordable rental housing in the form of single-family homes and townhouses. You won't find as many apartment homes here as in some other parts of town. Like many parts of Cutler Bay, there are more owner-occupants here than renters, and the vacancy rate is only about 6 percent. If you want an all-bills-paid apartment, you will really have to hunt for it. And when you do find it, expect to pay handsomely.

Old Cutler Rd/SW 87th Ave:There aren't a lot of apartment homes here and not even a lot of renters, but there is a 10 percent vacancy rate. If you're good at finding things, you can probably hunt around and scrape up a few options. The area is mostly populated by owners, but there are some renters, too. The renters who do call this area home give up a significant portion of their paychecks to do so.

SW 97th Ave/SW 232nd St:You might just hit pay dirt if you look for new digs here. The area has a vacancy rate of about 15 percent, and the rental rates are close to the nation's average. Add this to the fact that a mixture of owners and renters live here; heap on the many apartment complexes, high-rises, and rental houses; and you're set up to find a good deal.

Old Cutler Rd/SW 103rd Ave:This urban neighborhood has plenty of small apartment buildings, apartment complexes, and high-rises, so you'll have a number of choices available to you. Here, renters make up most of the population, so you'll have like-minded neighbors right outside your door. Vacancy rates tend to stay in the 9 percent range, but that's not really the most exciting thing. What should light up your life is the rent. You can get a whole lot of bang for just a few bucks in this neck of the woods.

Neighborhoods
+

You'll find many varied neighborhoods in this town. The right place for you depends on your budget and the type of housing you want. Here are some communities to consider:

Saga Bay:Some people just love a bargain, and if that describes you, you'll be very happy in this area. Average rental rates are far below the national average, yet residents tend to bring home decent paychecks. What a combination! This area offers rental homes of all sizes as well as apartment complexes and small apartment buildings. The bad news, and there always is some, is that most properties are owner-occupied and vacancy rates are low.

Franjo: If you got spoiled by the low rental prices in Saga Bay, you're in for a shock when you start looking in this neighborhood. Average rental prices here are close to double the national average. Most of the town homes and homes are owner-occupied, but you can still find some houses and apartments for rent. Just be prepared to pay a hefty bill when the rent comes due. Then again, you may never have to worry about this. Vacancy rates are close to 1 percent, so your chances of finding a rental aren't great anyway.

Lakes by the Bay:If you choose to look for an apartment rental here, you'll likely have an easy time of it. You have a couple of things going for you. First, the area has a vacancy rate of over 20 percent, and second, it has plenty of homes, town homes, and apartment complexes from which you can choose. You'll even find some high-rises. And the rent won't get you down here; you can find many options at affordable prices.

Town Center:This urban area offers affordable rental housing in the form of single-family homes and townhouses. You won't find as many apartment homes here as in some other parts of town. Like many parts of Cutler Bay, there are more owner-occupants here than renters, and the vacancy rate is only about 6 percent. If you want an all-bills-paid apartment, you will really have to hunt for it. And when you do find it, expect to pay handsomely.

Old Cutler Rd/SW 87th Ave:There aren't a lot of apartment homes here and not even a lot of renters, but there is a 10 percent vacancy rate. If you're good at finding things, you can probably hunt around and scrape up a few options. The area is mostly populated by owners, but there are some renters, too. The renters who do call this area home give up a significant portion of their paychecks to do so.

SW 97th Ave/SW 232nd St:You might just hit pay dirt if you look for new digs here. The area has a vacancy rate of about 15 percent, and the rental rates are close to the nation's average. Add this to the fact that a mixture of owners and renters live here; heap on the many apartment complexes, high-rises, and rental houses; and you're set up to find a good deal.

Old Cutler Rd/SW 103rd Ave:This urban neighborhood has plenty of small apartment buildings, apartment complexes, and high-rises, so you'll have a number of choices available to you. Here, renters make up most of the population, so you'll have like-minded neighbors right outside your door. Vacancy rates tend to stay in the 9 percent range, but that's not really the most exciting thing. What should light up your life is the rent. You can get a whole lot of bang for just a few bucks in this neck of the woods.

Living in Cutler Bay

Cutler Bay attracts people interested in over 240 sunny days per year and warm temperatures pretty much all of the time. Even in January, low temperatures only reach down into the 50s. The area's inlets, bays, and waterfront scenes are a major plus of living in this area -- beauty abounds. But the commute to work can be a major bummer. Average commute times here exceed 30 minutes. If you hate longish drives during rush hour, prepare yourself for daily irritation.

But to distract yourself from the bad commute, stop by Monkey Jungle, a zoo filled with over 30 species of monkeys! Ooh-ohh-ahh-ahh!

Living in Cutler Bay
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Cutler Bay attracts people interested in over 240 sunny days per year and warm temperatures pretty much all of the time. Even in January, low temperatures only reach down into the 50s. The area's inlets, bays, and waterfront scenes are a major plus of living in this area -- beauty abounds. But the commute to work can be a major bummer. Average commute times here exceed 30 minutes. If you hate longish drives during rush hour, prepare yourself for daily irritation.

But to distract yourself from the bad commute, stop by Monkey Jungle, a zoo filled with over 30 species of monkeys! Ooh-ohh-ahh-ahh!