10 Cheapest Places to Live in Massachusetts [2025]

Massachusetts, a state brimming with historic charm, top-tier schools, and dynamic cities, often carries a hefty price tag. For those eager to experience all that the Bay State offers without emptying their wallets, the good news is that affordable havens still exist.

Are you ready to plant your roots in a place steeped in American history and innovation? This guide spotlights the 10 cheapest places in Massachusetts to live in, carefully selected for their appealing balance of lower housing expenses, attractive community amenities, and convenient access to the broader region, offering a more manageable cost of living in Massachusetts.

All of the rental data included here comes from our internal database of rent estimates, which is available for download. Transit scores come from Walk Score, and census information comes directly from the U.S. Census Bureau website.

10 Cheapest Places to Live in Massachusetts

1. Springfield

• Starting rent for an apartment in Springfield: $1,450
• Population: 155,929
• Median household income: $51,339
• Walk score: 58
• Transit score: 40
• Bike score: 45
• Map of Springfield

Springfield is one of the best and cheapest places to live in Massachusetts, offering renters a lower cost of living without sacrificing amenities or culture. Located on the banks of the Connecticut River in western Massachusetts, Springfield is known as the birthplace of basketball and the hometown of beloved author Dr. Seuss.

History enthusiasts can delve into the past at the Springfield Armory National Historic Site, while art aficionados can explore the collections of the Springfield Museums. For sports fans, the Naismith Basketball Hall of Fame is a must-visit, and outdoor lovers will appreciate the expansive greenery of Forest Park and the scenic Connecticut River Walk.

Springfield's affordability is bolstered by a diverse job market with key sectors in healthcare (Baystate Health, Mercy Medical Center), finance and insurance (MassMutual), and education (Springfield Public Schools, Springfield College, Western New England University, American International College). The city's accessibility is further enhanced by convenient public transportation options, including bus services and Amtrak rail from Union Station. Its strategic location at the intersection of major highways (I-91 and the Massachusetts Turnpike) also provides easy connections to other New England cities, with Hartford and Boston within comfortable driving distances.

This combination of affordability, cultural richness, economic opportunity, and convenient location makes Springfield a compelling choice for renters seeking a well-rounded and budget-friendly lifestyle in Massachusetts.

2. New Bedford

• Median rent for a one-bedroom apartment: $2,299
• Median rent for a two-bedroom apartment: $2,410
• Population: 101,079
• Median household income: $56,025
• Walk score: 65
• Transit score: 33
• Bike score: 49
• Map of New Bedford

New Bedford is a coastal city that combines historic charm with some of the most affordable housing options in Massachusetts. New Bedford has a rich maritime history that's still celebrated today at attractions like the New Bedford Whaling Museum and the historic downtown district. Despite its deep roots in history, the city offers a vibrant arts scene, a growing dining culture, and easy access to beaches along Buzzards Bay. Notably, New Bedford is also home to a working fishing port, one of the busiest in the nation, contributing to its authentic maritime character and fresh seafood availability.

Renters can explore a wide array of New Bedford neighborhoods, from the dynamic, revitalized downtown, brimming with cultural venues and eateries, to the picturesque South End, offering stunning waterfront views, and the more tranquil North End, characterized by its suburban feel. New Bedford's lower cost of living makes it an enticing option for those dreaming of seaside living without the premium price. Furthermore, with convenient ferry services to the popular island of Martha's Vineyard and a manageable one-hour drive to the bustling metropolis of Boston, New Bedford provides a unique blend of coastal allure and accessibility to urban amenities.

3. Fall River

• Median rent for a one-bedroom apartment: $1,891
• Median rent for a two-bedroom apartment: $2,126
• Population: 94,000
• Median household income: $53,933
• Walk score: 65
• Transit score: 35
• Bike score: 48
• Map of Fall River

Fall River is another affordable city in Massachusetts that offers renters a unique mix of history, culture, and scenic beauty. Located along the Taunton River, Fall River is famous for its textile manufacturing history and iconic landmarks like Battleship Cove, home to the world’s largest collection of historic naval ships. History buffs can also explore the city's numerous historic mills, remnants of its once-booming textile industry.

Beyond its industrial heritage, Fall River offers a growing array of attractions and activities. The city boasts stunning waterfront views and opportunities for scenic walks along the Taunton River. Nature enthusiasts can explore the natural beauty of the area at places like the Fall River Heritage State Park. Fall River is also infamous for its connection to the Lizzie Borden story, attracting those interested in true crime history.

Culturally, the city offers a developing restaurant scene with varied culinary options and local shops. Its convenient location in southern Massachusetts provides relatively easy access to other parts of the region and the coast. With a cost of living significantly lower than the state average, Fall River provides a unique opportunity to experience a city with a compelling past and present without straining your budget.

4. Taunton

• Starting rent for an apartment in Taunton: $1,300
• Population: 59,408
• Median household income: $79,715
• Walk score: 30
• Transit score: N/A
• Bike score: 34
• Map of Taunton

Taunton, situated in Bristol County, stands out as an appealingly affordable city for renters in Massachusetts. Historically known as the Silver City due to its prominent role in silver manufacturing during the 19th century, Taunton retains a welcoming, community-oriented atmosphere while offering a significantly lower cost of living than the bustling greater Boston area. Remnants of its silver-producing past can still be found in the city's architecture and local lore.

Taunton’s charming downtown area features local shops and restaurants, fostering a vibrant local scene. Taunton Green, the city's historic town center, serves as a focal point for community life, hosting seasonal events and farmers markets that contribute to its strong sense of belonging. Nearby Massasoit State Park is a great location for hiking, camping, and enjoying the outdoors. Taunton's strategic location, offering convenient access to major highways like I-495 and Route 24 and facilitating easy connections to southeastern Massachusetts and beyond, combined with its historical charm, community spirit, access to nature, and affordability, makes it a noteworthy option for renters seeking a balanced lifestyle in the Bay State.

5. Chicopee

• Starting rent for an apartment in Chicopee: $1,400
• Population: 55,560
• Median household income: $66,927
• Walk score: 42
• Transit score: 31
• Bike score: 37
• Map of Chicopee

Chicopee presents itself as a particularly affordable city in Massachusetts, especially appealing to those desiring proximity to the Springfield metropolitan area. Notably dubbed the Crossroads of New England due to its strategic location near major transportation arteries like I-90 and I-91, Chicopee offers significant convenience for commuters and renters. The city's past is rooted in the textile and manufacturing industries, contributing to its development and character.

Today, Chicopee offers a welcoming community with a more suburban feel and various points of interest. Outdoor enthusiasts can enjoy the recreational facilities at Szot Park and the expansive Chicopee Memorial State Park, providing opportunities for activities like hiking and picnicking. The city also features a range of local shops and restaurants, contributing to a lively local scene. Chicopee is home to Elms College, adding an educational and cultural dimension to the city. Its affordability, coupled with its accessible location and local amenities, makes Chicopee a practical and budget-friendly place to reside in western Massachusetts.

6. Pittsfield

• Starting rent for an apartment in Pittsfield: $1,500
• Population: 43,927* Median household income: $68,386
• Walk score: 40
• Transit score: 20
• Bike score: 39
• Map of Pittsfield

Pittsfield, located in the heart of the Berkshires, offers a charming and affordable lifestyle for renters in Massachusetts. As the largest city in Berkshire County, Pittsfield has evolved from its industrial roots into a thriving center for arts, culture, and outdoor activities. The city boasts a notable arts scene, anchored by the acclaimed Barrington Stage Company and the beautifully restored Colonial Theatre, offering a diverse range of performances.

Pittsfield provides easy access to the stunning natural beauty of the Berkshire Mountains, with numerous hiking trails and outdoor recreational opportunities just a short drive away. The Berkshire Museum offers fascinating art, natural history, and science exhibits.

Historically, Pittsfield played a significant role in the region's industrial development, particularly in the manufacturing of electrical equipment. While its industrial landscape has shifted, this history contributes to the city's unique character. With its affordable cost of living, coupled with its rich cultural offerings and proximity to the natural wonders of the Berkshires, Pittsfield offers a compelling and thrifty living experience in western Massachusetts.

7. Fitchburg

• Starting rent for an apartment in Fitchburg: $1,550
• Population: 41,946
• Median household income: $70,659
• Walk score: 43
• Transit score: 29
• Bike score: 33
• Map of Fitchburg

Fitchburg, located in the scenic north-central region of Massachusetts, distinguishes itself as one of the state's most affordable cities, offering a cost-effective lifestyle without sacrificing cultural and recreational opportunities. Anchored by the esteemed Fitchburg Art Museum, which features a large collection of regional and contemporary art, the city offers a range of shopping and dining options.

Fitchburg's history includes its development as a manufacturing center, particularly in industries like paper and machine tools, which has shaped its local character. Today, while maintaining its affordability, the city provides access to numerous outdoor recreational activities in nearby parks and the surrounding natural landscapes of central Massachusetts. Its location also offers convenient access to larger metropolitan areas, blending a more relaxed pace of life with proximity to urban amenities. This combination of affordability, cultural attractions, historical significance, and access to both nature and urban centers makes Fitchburg a noteworthy and low-cost place to live in Massachusetts.

8. Westfield

• Starting rent for an apartment in Westfield: $1,700
• Population: 40,834
• Median household income: $82,847
• Walk score: 29
• Transit score: 16
• Bike score: 36
• Map of Westfield

Westfield, Massachusetts, offers a welcoming atmosphere enriched by a strong sense of community, reputable schools, and a range of recreational opportunities, making it an appealing place to live in the Bay State.

Beyond its affordability, Westfield boasts a variety of attractions and activities for residents and visitors. Nature enthusiasts can explore the expansive Stanley Park, renowned for its beautiful gardens, walking trails, and engaging seasonal events, or enjoy the outdoor pursuits at Hampton Ponds State Park, including fishing and hiking. The scenic Westfield River Walk provides tranquil riverside views and accessible paths for leisurely walks. Culturally, Westfield offers engaging experiences such as the Amelia Park Children's Museum and the lively Westfield Farmers Market, which features local produce and live music.

Historically, Westfield played a role in early American industry, particularly in the manufacturing of whips, earning it the nickname Whip City. While its industrial landscape has evolved, this heritage contributes to the city's unique character. Overall, Westfield provides a well-rounded and appealing living experience in Massachusetts.

9. Holyoke

• Starting rent for an apartment in Holyoke: $1,550
• Population: 38,328
• Median household income: $51,892
• Walk score: 55
• Transit score: 35
• Bike score: 41
• Map of Holyoke

Holyoke is a city rich in history and natural beauty, offering a variety of attractions for residents and visitors alike. Nestled between the Connecticut River and the Mount Tom Range, Holyoke boasts numerous parks and outdoor spaces. Mount Tom State Reservation, for instance, provides miles of hiking trails with panoramic views of the Connecticut River Valley, making it a favorite spot for nature enthusiasts.​

For those interested in history and culture, Holyoke Heritage State Park is a must-visit. Established on the site of the former William Skinner Silk Mill, the park features exhibits on the city's industrial past, scenic canal-side walking paths, and attractions like the Children’s Museum at Holyoke, the Holyoke Merry-Go-Round and the International Volleyball Hall of Fame. Additionally, the Dinosaur Footprints Reservation offers a glimpse into the distant past with visible dinosaur tracks dating back to the Early Jurassic period.​

Whether you're exploring the city's rich history, enjoying outdoor adventures, or simply relaxing in its scenic parks, Holyoke provides a diverse array of activities that cater to all interests.

10. Gardner

• Starting rent for an apartment in Gardner: $1,500
• Population: 21,287
• Median household income: $62,948
• Walk score: 39
• Transit score: N/A
• Bike score: 25
• Map of Gardner

Gardner, Massachusetts, offers a unique blend of history, outdoor activities, and cultural attractions, all at an affordable price. Known as Chair City for its furniture manufacturing legacy, Gardner provides residents and visitors a chance to explore its rich history at landmarks like the Gardner Museum. Nature lovers can enjoy Dunn State Park, a 132-acre area with hiking trails, a pond for fishing and boating, and plenty of picnic areas.

Gardner stands out for its affordability, with rental prices generally lower than those in nearby cities, making it an attractive option for economical renters. The Gardner Bicentennial Chair, a giant sculpture celebrating the city's furniture-making past, adds a fun and memorable touch to the community. With its combination of low living costs, scenic beauty, and historical charm, Gardner is a great place to live and explore.

Find Your Next Apartment in Massachusetts

Searching for your next Massachusetts apartment can be exciting. Whether you seek budget-friendly options in cities like Springfield or Fitchburg or prefer the vibrant atmosphere of metropolitan areas like Boston, the Bay State offers diverse living choices.

Ready to explore affordable Massachusetts cities? Start your research and discover the best places to live in Massachusetts by taking the Apartment List quiz. With us, you'll spend five minutes and save 50 hours searching.

Cheapest Places to Live in Massachusetts FAQs

What is the cheapest part of Massachusetts to live in?

The cheapest parts of Massachusetts to live in are generally found in the western and central regions of the state. Cities like Springfield and Fitchburg tend to have lower rental prices compared to the more metropolitan areas like Boston and Cambridge. For example, Springfield, known for its rich history and affordable housing options, often ranks as one of the cheapest cities in Massachusetts.

What is the safest town to live in Massachusetts?

Based on recent reports, Northborough consistently ranks among the safest cities in Massachusetts to live, often topping the list due to its remarkably low rates of both violent and property crime. Other towns frequently recognized as some of the safest towns in Massachusetts include Clinton, Sharon, and Lexington, all known for their strong communities and low crime statistics.

What is a livable salary in Massachusetts?

Determining a truly livable salary in Massachusetts is nuanced, varying significantly by location and household composition. While a general benchmark for a comfortable living for a single adult without children hovers around $68,000 annually, as supported by calculations based on the MIT livable wage of $22.88 per hour and the 30% housing rule, this figure escalates considerably for families.

For instance, a family of four adhering to the same principles would necessitate an annual income closer to $151,661.64. Moreover, in high-cost urban centers like Boston and Cambridge, these figures represent a baseline, and a significantly higher salary may be essential to adequately cover the elevated expenses of housing, transportation, and daily necessities.