21 Cheapest Places to Live in Tennessee [2025]

April 25, 2022

Tennessee boasts stunning mountain views, waterfront fun, bustling cities, and rural settings. Before heading to the Volunteer State, it's a good idea to brush up on the cost of living and the average apartment costs in different regions.

With a varied economy and plenty to see and do, some of the cheapest places to live in Tennessee are also among the best. Come with us as we explore some of the most affordable areas in Tennessee and what to expect, from rents to the vibe.

Note: The data provided below comes from our rent estimates. These numbers expand beyond those listed on our platform. For further information, learn about our methodology.

Cheapest Places to Live in Tennessee

Memphis, Tennessee, USA downtown skyline

1. Memphis

  • Median rent for a one-bedroom apartment: $891
  • Median rent for a two-bedroom apartment: $1,010
  • Population: 618,639
  • Median Household Income: $51,211
  • Walk Score: 86
  • Transit Score: 54
  • Bike Score: 85
  • Map of Memphis

Memphis was founded in 1819 on land inhabited by the Chickasaw Native Americans. The future President, Andrew Jackson, was among its founders. The area developed into a major cotton trading center and lumber market. As Memphis grew, it became an integral location for the Civil Rights movement. Rev. Martin Luther King Jr. was assassinated in Memphis at the Lorraine Motel.

Memphis' musical history with greats like Isaac Hayes, B.B. King, and Elvis Presley turned the city into a beacon for blues lovers. Today, Memphis still retains its musical roots and independent spirit with an inexpensive price tag. Transportation and warehousing, health care and social assistance, retail trade, and manufacturing are among the top industries in Memphis. The population is predominantly African American, and the city's median age is 34 years old, making Memphis an ideal place to grow a career or family.

Despite its reputation for music and urban living, Memphis is also home to green spaces like the Greenbelt Park with a serene riverfront. Shelby Farms Park is ideal for biking, hiking, and horseback riding. Overton Park attracts visitors to its zoo and golf course.

With so much history and culture, there's plenty to do without leaving the city limits. Must-see stops in Memphis include Graceland, Sun Studio, theNational Civil Rights Museum, and Slave Haven Underground Railroad Museum. For soul food cuisine that Martin Luther King Jr. enjoyed, stop by The Four-Way Soul Food Restaurant, frequented by locals and celebrities alike. For a catfish basket and po'boys, try the Soul Fish Cafe.

Learn more about the average rent in Memphis.

Gallatin, Tennessee: City square fire department.

2. Gallatin

Gallatin was founded in 1802 in the Middle Tennessee region of the state. The area was named for Secretary of the Treasury Albert Gallatin, who served under President Thomas Jefferson and James Madison. Despite an initial desire to stay neutral, Gallatin supported the Confederacy and helped defend the state.

Gallatin's low cost of living and laid-back lifestyle make it an ideal choice for college graduates and young professionals. Major employers include local government and the public school system, Sumner Regional Medical Center, Gap Inc., Volunteer State Community College, and Samick Musical Instruments.

Gallatin is filled with green space, parks, and trails, including Bledsoe Creek State Park. Local 4 Park features a peaceful backdrop with lake views. For disc golf, softball, and soccer, locals head to the fields at Gallatin Triple Creek Park. You can also spend the afternoon biking, fishing, or kayaking at the park.

Get a historical look at the city at the Douglass-Clark House, built around 1786. It was once used as one of the country's earliest courthouses. Or attend an event or tour at the Palace Theatre, which dates back to 1913 and is among the oldest silent movie theaters still standing. Gallatin stays true to its Southern roots with spots like Top Hog BBQ for ribs. The cozy Chocolate Covered Strawberries serve its namesake treat on the side of every order.

Learn more about the average rent in Gallatin.

Drone Aerial View of Downtown Chattanooga Tennessee TN Skyline and Tennessee River

3. Chattanooga

Chattanooga was once home to Native Americans, including the Cherokee, before being forced to relocate to Oklahoma via the Trail of Tears. During the 1850s, the railroad arrived, and Chattanooga became a boomtown and boasted river commerce.

As Tennessee's fourth-largest city, Chattanooga is rapidly growing while retaining a relatively low cost of living. The greater metro area is home to health care and social assistance, manufacturing, retail trade, mining, and enterprise management. The median age in Chattanooga is 37.5 years old, and the city is home to a growing number of families and young professionals.

Mountain views and nearby outdoor wanders surround Chattanooga's cozy downtown. Spend the afternoons hiking Lookout Mountain, kayaking at Chickamauga Lake, or visiting the Nature Center and Arboretum. Chattanooga also boasts a riverwalk and shallow canals downtown. The fountains and canals are chlorinated, and locals cool off their feet while kids splash and play.

Downtown Chattanooga is walkable, although you'll need a car to take advantage of everything the city offers. Top attractions include the Tennessee Aquarium, Chattanooga Whiskey Experimental Distillery, and the Hunter Museum of American Art. For a unique Chattanooga experience, Raccoon Mountains Caverns features a stunning cave ecosystem and gem mining.

Chattanooga has a growing food scene, with spots like Whitebird for upscale Appalachian cuisine. Lil Mama's Chicago Style Hoagy features Chicago-style hoagies. For cocktails and pineapple-banana cake, Proof Bar and Incubator serves specialties like bubble-gum-infused vodka. Atlanta is also less than two hours from Chattanooga, opening up more opportunities for entertainment and culture.

Learn more about the average rent in Chattanooga.

 Knoxville, Tennessee, USA Downtown Skyline Aerial.

4. Knoxville

  • Median rent for a one-bedroom apartment: $919
  • Median rent for a two-bedroom apartment: $1,159
  • Population: 198,162
  • Median Household Income: $50,994
  • Walk Score: 31
  • Transit Score: 27
  • Bike Score: 30
  • Map of Knoxville

Like the rest of Tennessee and much of the south, Knoxville was originally home to Native Americans. Early settlers came to the area in 1786, including James White. The site quickly grew and soon became the capital of the early Southwest Territory. Blount College, now known as the University of Tennessee, was founded in Knoxville in 1794.

Knoxville is a desirable place for newcomers with a low cost of living and gorgeous nature spots. The median age in Knoxville is 32.7 years, but it also attracts scores of college students and graduates from the University of Tennessee. Healthcare, public school education, retail, manufacturing, and the University of Tennessee are among the city's largest employers.

Knoxville is known as the Gateway to the Great Smoky Mountains, making it a stunning place to live, work, and play. The city's urban wilderness offers places for hiking, biking, running, paddling, climbing, swimming, and fishing just miles from downtown. Baker Creek Preserve, Forks of the River, High Ground Park, Ijams Nature Center, and Quarries are just a few spots for weekend fun.

Knoxville's locals are fiercely loyal to its college sports, and newcomers need to arrive with their UT gear ready to go. For a walk through town, Market Square offers venues, restaurants, pubs, and cafes. The Tennessee Theatre dates back to 1928 and is the region's leading performing arts facility.

It's easy to eat and drink your way through Knoxville. The Schulz Bräu Brewing Company features German-style beers and authentic, freshly made dishes. Jackie's Dream serves fried green tomatoes, collard greens, and candied yams for Southern soul food. For a rooftop drink, Preservation Pub features over 300 beers, live music, and pub food.

Learn more about the average rent in Knoxville.

 An old railroad trestle has been made into a pedestrian walkway in Clarksville TN

5. Clarksville

Clarksville was founded near the Cumberland and Red Rivers in 1785 and named for frontier fighter General George Rogers Clark. The area is home to the Austin Peay State University, the oldest newspaper in Tennessee, and the site of the 101st Airborne Division.

Clarksville regularly ranks among the best places to live in Tennessee for its affordability, economic stability, and charming setting. Its largest employers and industries include Fort Campbell Army Post, Austin Peay State University, manufacturing, and hospitality. The median age in Clarksville is among the youngest on our list at 19.6 years old.

Like the rest of Tennessee, Clarksville embraces its access to nature. Dunbar Cave features caverns, caves, and hiking trails that impress visitors and longtime locals. The McGregor Park Riverwalk is a popular spot for summer fireworks, holiday light displays, and annual events. Liberty Park & Clarksville Marina is the spot for fishing and boating.

Clarksville's quaint community offers a little of everything, including Miss Lucille's, with 200 vendors selling lights to pottery. The Customs House Museum and Cultural Center feature old radios, sculptures, and paper art. For Broadway-caliber shows, locals attend the Roxy Regional Theater.

You can find amazing places to eat and drink in Clarksville, including Beachaven Vineyards & Winery. The Old Glory Distilling Co. features spirits and in-depth tours. For something laid-back with the locals, Blackhorse Pub & Brewery serves freshly brewed beer and weekend brunches. The Catfish House serves lump crab cake and fried catfish.

Learn more about the average rent in Clarksville.

Ooltewah, One of the Cheapest Places to Live in Tennessee

6. Ooltewah

Ooltewah is a census-designated place (CDP) in Hamilton County near Chattanooga and an enclave within Collegedale. The area played a role in the Civil War, where seventeen Confederates were captured and burned the local railroad bridge.

Living in a small town means most locals commute to Chattanooga or the greater metro areas. Local industries include health care and social assistance, manufacturing, retail trade, mining, and enterprise management. The median age in Ooltewah is 51.2 years old, although its low cost of living and proximity to Chattanooga also makes it an ideal location for young professionals.

Ooltewah is a cozy community but offers a few outdoor spaces like Veteran's Memorial Park and Imagination Station. The nearby Enterprise South Nature Park is just a few miles away from biking and hiking.

There are a handful of places to explore in Ooltewah, like the Lynn Wood H Archaeological Museum. For a one of a kind shopping experience, McKay Used Books sells books, movies, music, and video games. You can also find tasty places to eat without leaving Ooltewah, like the Local Goat and Countryside Cafe. To take advantage of what the area has to offer, Chattanooga is just 22 minutes away.

Learn more about the average rent in Ooltewah.

Rockwood, One of the Cheapest Places to Live in Tennessee

7. Rockwood

Rockwood, Tennessee, is a cozy small town that feels like a throwback to simpler times. Nestled near the foothills of the Smoky Mountains and just a short drive from Knoxville, it’s an ideal spot for anyone who enjoys quiet living with easy access to larger cities and stunning outdoor adventures.

While the town itself doesn’t have a huge business scene, nearby Harriman and Midtown provide additional shopping and dining options, making it convenient to get what you need without a long drive. Local schools are smaller, which many families appreciate for the close-knit feel and less stressful environment for kids.

What residents love most about Rockwood is the fact that people here show up for each other, whether it’s supporting a neighbor in need or cheering at local events. While the town could use more job opportunities and continued growth in businesses, its charm lies in its peaceful atmosphere and the friendly, welcoming vibe.

See our current listings in Rockwood.

Morristown, Tennessee historic district

8. La Follette

La Follette, Tennessee, is a small town with a big connection to nature and a laid-back way of life. Nestled in Campbell County with a population just under 7,300, it’s the kind of place where mountains and valleys greet you at every turn, and outdoor beauty becomes part of your daily routine. Whether you’re hiking in the nearby Cumberland Mountains or heading to Norris Lake for fishing or boating, La Follette offers endless opportunities to enjoy the great outdoors.

The town itself has a quiet, suburban feel, with most people renting their homes. It’s especially popular with retirees who appreciate the slower pace and scenic surroundings. Dining options lean more toward fast food and casual spots, but the charm here isn’t about fine dining—it’s about friendly neighbors and the kind of freedom that comes with small-town living.

For those who don’t mind a short drive, bigger cities and workplaces are within about 30 miles, but many residents value the peace and simplicity La Follette offers.

See our current listings in La Follette.

Murfreesboro, One of the Cheapest Places to Live in Tennessee

9. Murfreesboro

Located just 34 miles from Nashville, Murfreesboro is close enough to enjoy the perks of Music City while still maintaining its own unique charm. Home to Middle Tennessee State University (MTSU) and a population of around 165,000, Murfreesboro offers a mix of historic landmarks, a thriving economy, and plenty of things to do.

History buffs love Stones River National Battlefield and Cannonsburgh Village, which provide a glimpse into the area’s rich past, while nature lovers appreciate exploring Barfield Crescent Park, which features hiking trails, campsites, and space for sports and picnics.

For a laid-back weekend, Batey Farms is a local favorite where you can pick your own strawberries or blueberries. The city also boasts a solid food scene, with spots like Carmen’s Taqueria for Mexican fare and The Alley on Main for hearty Southern classics.

Rentlals in Murfreesboro is reasonably priced compared to other booming cities, with options ranging from modern condos to spacious family homes. Its strong economy is supported by local employers like State Farm and National Healthcare Corporation, creating plenty of job opportunities. Whether you’re commuting to Nashville, exploring local parks, or enjoying the nightlife, Murfreesboro has a little something for everyone.

See our current listings in Murfreesboro.

Johnson City, One of the Cheapest Places to Live in Tennessee

10. Johnson City

Johnson City, Tennessee, blends Southern charm with a thriving cultural and entrepreneurial scene.

Living here won’t break the bank, with costs about 10% below the national average and housing prices even lower.For entrepreneurs and remote workers, the city’s business-friendly resources, like Sync Space Entrepreneur Center and FoundersForge, make it a hotspot for growth and innovation.

The outdoor scene is another major highlight. With hiking, fishing, and biking trails everywhere, you’ll never run out of adventures. Local leagues like Tri-Cities Social Sports add an extra layer of fun, offering kickball, dodgeball, and even cornhole leagues where you can meet new friends while staying active.

And the dining scene is also fantastic, with local favorites like BURG’r & BARREL, housed in a charming old train station, and the award-winning LABEL. Whether you’re into good food, the great outdoors, or starting fresh with new opportunities, Johnson City delivers all the right reasons to make it your next home.

See our current listings in Johnson City.

Aerial View from Downtown Bartlett Tennessee - best places to live in tennessee

11. Bartlett

Once a quiet farming community, Bartlett has grown into a thriving area with a population of around 56,000, while still maintaining its small-town feel. Thoughtfully planned neighborhoods feature affordable rentals makeit an appealing option for families, professionals, and retirees.

The city's residents enjoy easy access to shopping, dining, and entertainment, thanks to the town’s strategic location near major highways, and outdoor enthusiasts love the 956 acres of parks and recreation space, which include walking trails, lakes, playgrounds, and even a Japanese garden in Bartlett Municipal Park.

One of Bartlett’s standout features is its freestanding school district, established in 2014. Known for its high academic and artistic standards, Bartlett City Schools has earned local and national recognition, including the highest graduation rate in Shelby County. Overall, Bartlett is a top choice for those seeking a suburban lifestyle close to Memphis.

See our current listings in Bartlett.

Portland, One of the Cheapest Places to Live in Tennessee

12. Portland

Known as the "Strawberry Capital of Tennessee," Portland combines small-town charm with a rich history that’s hard to beat. Just 40 miles north of Nashville, this once-rural agricultural town has blossomed into a growing city of over 13,000 residents. From the famous Middle Tennessee Strawberry Festival to a thriving local food scene and ample parks, Portland offers a slower pace of life without sacrificing convenience.

The city's agricultural roots run deep, and while strawberries are the town’s pride, its parks and recreational spaces are equally impressive. Richland Park is a community favorite, featuring soccer and baseball fields, hiking and biking trails, and plenty of playgrounds for kids. For history buffs, Cold Spring’s School provides a fascinating look into the past, while wine lovers can enjoy tastings at Sumner Crest Winery.

Despite its small size, Portland offers affordable living and steady job opportunities. Local employers like North American Stamping Group and Kirby Building Systems provide opportunities close to home, while the easy commute to Nashville opens doors to big-city jobs.

See our current listings in Portland.

Jackson, One of the Cheapest Places to Live in Tennessee

13. Jackson

It’s hard to ignore the appeal of Jackson. With a low cost of living, a diverse job market, and a thriving community spirit, Jackson offers something for everyone. Families can take advantage of highly rated schools like Madison Academic Magnet High, while outdoor lovers can explore scenic spots like Cypress Grove Nature Park or Chickasaw State Park.

The city’s history and culture shine in places like Casey Jones Village, blending fun and education, and community events like the International Food and Art Festival celebrate Jackson’s diversity.

Getting around is also easy, thanks to minimal traffic and a well-laid-out road system, and with affordable housing and job opportunities in sectors like healthcare, education, and manufacturing, Jackson is as practical as it is welcoming.

See our current listings in Jackson.

Kingsport, One of the Cheapest Places to Live in Tennessee

14. Kingsport

With a blend of communal love and affordability, Kingsport, Tennessee, is more than just a place to live—it’s a place to thrive. Known for "The Kingsport Spirit," the city prides itself on its residents’ dedication to building a welcoming and vibrant community. Whether you’re strolling through the historic Netherland Inn or enjoying the lively downtown scene filled with cafés, art galleries, and live music, Kingsport’s charm is impossible to miss.

One of Kingsport’s standout perks is its affordability. With no state income tax, property tax, or vehicle tax, it’s one of the most budget-friendly places to call home in Tennessee.

For commuters, Kingsport ranks among the top 15 in Tennessee, thanks to its well-planned infrastructure and easy access to nearby areas. Whether you’re exploring its historical roots at Exchange Place or catching a live performance downtown, Kingsport offers a lifestyle rooted in heritage.

See our current listings in Kingsport.

Alcoa, One of the Cheapest Places to Live in Tennessee

15. Alcoa

Tucked into the foothills of the Great Smoky Mountains, Alcoa, Tennessee, offers a mix of natural beauty and economic opportunity.

With endless opportunities for hiking, fishing, and camping, it’s easy to get outside and explore the stunning landscapes the Smokies are famous for. If community is important to you, Alcoa doesn’t disappoint. From lively annual events to the pride residents take in their city, there’s always something happening to bring neighbors together.

On top of the outdoor fun and strong community vibe, Alcoa also shines in practicality. The city’s cost of living is affordable, and its schools, especially Alcoa High School, consistently earn top marks. For those seeking career opportunities, Alcoa’s economy is robust, with major industries like aerospace, advanced manufacturing, and aluminum production creating plenty of jobs.

See our current listings in Alcoa.

Lawrenceburg, One of the Cheapest Places to Live in Tennessee

16. Lawrenceburg

With its historic charm and natural beauty, Lawrenceburg, Tennessee, offers a little bit of everything for those seeking a balanced lifestyle. Nestled in the heart of Tennessee, its location is ideal—just an hour from larger cities like Spring Hill and Franklin, yet far enough to maintain a peaceful, small-town vibe.

The downtown square is the heartbeat of Lawrenceburg, where you’ll find unique shops, local eateries, and even co-working spaces for those looking to stay connected. The area’s historic architecture adds to its charm, making it a place where history meets contemporary life. Outdoor enthusiasts love the nearby David Crockett State Park, which as become a favorite for hiking, picnicking, and family outings, as well as Shoal Creek, a serene spot for fishing and relaxing by the water.

Add to that major roads like Highway 43, which keeps everything within easy reach, Lawrenceburg is a very easy place to live and get around.

See our current listings in Lawrenceburg.

Lewisburg, One of the Cheapest Places to Live in Tennessee

17. Lewisburg

Nestled in the heart of Marshall County, Lewisburg, Tennessee, strikes the perfect balance between historic charm and modern convenience. Whether you’re strolling through the picturesque Rock Creek Park or exploring the unique boutiques and eateries in the downtown square, Lewisburg has a way of making you feel right at home.

Positioned near Interstate 65, Lewisburg provides easy access to larger hubs like Franklin, Nashville, and Huntsville, making it perfect for those who enjoy small-town living without feeling too far removed. For outdoor enthusiasts, the area’s rolling landscapes and open spaces offer plenty of opportunities for country drives, hiking, or soaking in the beauty of Tennessee’s countryside.

On the other hand, families love Lewisburg for its excellent schools and amenities. The Lewisburg Recreation Center, with its sports fields and golf course, is a community favorite, while the local hospital and health department ensure that residents have access to quality healthcare. With its friendly vibe and touch of Southern elegance, Lewisburg is a city that feels like home the moment you arrive.

See our current listings in Lewisburg.

Union City, One of the Cheapest Places to Live in Tennessee

18. Union City

Serving as a regional hub for northwest Tennessee and southwest Kentucky, Union City is a micropolitan gem with a lot to offer. Strategically positioned just 140 miles north of Memphis and 175 miles west of Nashville, it combines the convenience of accessibility with the charm of small-town living.

The city’s downtown area is a hub of activity, blending historic character with modern amenities. Local businesses, cozy neighborhoods, and community events contribute to a welcoming atmosphere, while Discovery Park of America adds a touch of adventure.

Union City also prioritizes quality of life, offering excellent schools, robust healthcare services, and a growing local economy. Overall, the city manages to deliver the best of both worlds: small-town warmth with big opportunities.

See our current listings in Union City.

Millington, One of the Cheapest Places to Live in Tennessee

19. Millington

Millington effortlessly combines the charm of small-town living with the convenience of being just 30 minutes from Memphis. Nestled amid picturesque natural landscapes and thriving commerce, this town offers a unique balance of tranquility and opportunity.

Aycock Park and the USA Stadium serve as the heart of the town’s recreational life, offering everything from serene walking trails to large community events. The surrounding cornfields and green spaces provide stunning views, perfect for those who appreciate a connection to nature.

The community spirit is evident in its excellent schools, walkable neighborhoods, and local gathering spots. Plus, proximity to major employers like Blue Oval City and the Memphis Naval Support Activity makes it an attractive option for working families.

See our current listings in Millington.

Paris, One of the Cheapest Places to Live in Tennessee

20. Paris

At the heart of Paris lies a historic downtown district, where you'll find Southern hospitality in quaint shops, local eateries, and a walkable layout. The community is alive here, with events like the Largest Fish Fry in the South drawing neighbors and visitors together for fun and connection.

Paris is even a haven for outdoor lovers, with plentiful parks and green spaces. Just a short drive away, Paris Landing provides access to water sports and lakeside recreation, perfect for a weekend escape. For something truly unique, Eiffel Tower Park brings a touch of whimsy to the city, offering a nod to its famous namesake with a playful Southern twist.

Add to that quality schools, nearby healthcare facilities, and peaceful neighborhoods, and it's easy to see why Paris is a great place to settle in and feel at home.

See our current listings in Paris.

Crossville, One of the Cheapest Places to Live in Tennessee

21. Crossville

Known as Tennessee’s Golf Capital, Crossville offers much more than pristine greens and rolling fairways. Nestled in the Cumberland Plateau region, this city of just over 12,000 residents combines a rich history with a modern, thriving community. Originally established at the crossroads of two major roads—the Great Stage Road and the Kentucky Stock Road—Crossville’s central location has long made it a hub of activity, and it continues to draw visitors and new residents with its charm and amenities.

The city’s locally owned businesses reflect a strong sense philanthropy. Pretty Clothes Shoppe is a great example, not only offering stylish consignment clothing but also empowering women through partnerships with local schools and recovery programs.

For visitors, there’s no shortage of things to do. Friday at the Crossroads is a can’t-miss event, held seasonally to highlight downtown businesses with shopping, dining, and entertainment. Outdoor enthusiasts will find plenty to explore, from Centennial Park to the Crossville Dragway and Speedway, while music lovers can catch a show at the Palace Theatre or plan a summer trip around the Byrd’s Creek Music Festival. With a mix of history, hospitality, and a growing reputation as a tourism hotspot, Crossville has something for everyone.

See our current listings in Crossville.

Final Thoughts - Where Should I Move to In Tennessee?

Moving to Tennessee is a win if you love the outdoors, urban settings or want to live in a more rural area. With a mixed economy and robust job market, Tennessee is a place where you can thrive while saving and enjoying what life has to offer.

Find the cheapest places to live in Tennessee by registering with Apartment List today and start checking out the thousands of available apartments to rent!

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Susan Finch
AUTHOR
Susan is an accomplished freelance writer whose passion for rental real estate, travel, and digital marketing has been the driving force behind her nearly 15-year career. Throughout her professional journey, Susan has become a seasoned veteran in creating compelling and informative content focused on the tenant/landlord relationship. Read More
Tyler Connaghan
CONTENT WRITER
For over a decade, Tyler Connaghan has excelled in content strategy, specializing in article writing and website content creation. Through his deep interest in knowledge and partnerships with notable real estate firms, he has refined his skill in producing content that highlights the rental sector's key aspects. Read More

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