10 Cheapest Places to Live in North Carolina [2025]

North Carolina is known for its stunning landscapes—from sandy beaches to rolling mountains—and a rich history that adds to its charm. But beyond its scenic beauty, the cost of living in North Carolina makes it an appealing choice for those seeking affordability without compromising quality of life.

If you're wondering, "What are the cheapest places to live in North Carolina?" this guide highlights 10 budget-friendly cities that offer both value and unique appeal. Whether you prefer the energy of a bustling urban center or the tranquility of a small-town retreat, come with us as we explore hidden pockets of affordability that make North Carolina an even more attractive place to call home.

All of the rental data included here comes from our internal database of rent estimates, which is available for download. Transit scores come from Walk Score, and census information comes directly from the U.S. Census Bureau website.

10 Cheapest Places to Live in North Carolina

1. Fayetteville

• Median rent for a one-bedroom apartment: $969
• Median rent for a two-bedroom apartment: $1,125
• Population: 208,501
• Median household income: $56,395
• Walk score: 21
• Transit score: N/A
• Bike score: 30
• Map of Fayetteville

Fayetteville, home to the U.S. Army’s Fort Bragg, offers a unique blend of rich military history and remarkable affordability, making it one of the cheapest cities to live in North Carolina. Originally founded in 1762 and playing a significant role in the American Revolution, Fayetteville has evolved into a thriving economic hub bolstered by the defense, healthcare, and education sectors while maintaining a cost of living significantly lower than larger North Carolina cities. This financial accessibility allows young professionals and families to enjoy a laid-back lifestyle without sacrificing dining and entertainment options.

Beyond its economic advantages, Fayetteville provides a wealth of cultural and recreational experiences. The Museum of the Cape Fear Historical Complex and the U.S. Army Airborne and Special Operations Museum offer insights into the region's past and military heritage, while the Cape Fear River Trail and the Cape Fear Botanical Garden provide ample opportunities for outdoor exploration. This combination of historical significance, economic opportunity, and diverse amenities makes Fayetteville an appealing and budget-friendly community for those in search of apartments in North Carolina.

2. Greenville

• Median rent for a one-bedroom apartment: $964
• Median rent for a two-bedroom apartment: $1,241
• Population: 87,521
• Median household income: $50,564
• Walk score: 31
• Transit score: N/A
• Bike score: 43
• Map of Greenville

Greenville, the 12th-most populous city in North Carolina and a hub for health, education, and entertainment, stands out as one of the state's most affordable and vibrant locales. Home to East Carolina University, it fosters a youthful energy, a thriving arts scene, and a robust job market that’s particularly attractive to young professionals and families. Originally a tobacco and cotton center, Greenville has evolved into a modern city driven by healthcare and technology. All this while maintaining a cost of living that’s significantly below the national average, making it one of the cheapest places to live in North Carolina near the beach.

Greenville offers a rich quality of life. The city boasts a dynamic cultural scene, with institutions like the Greenville Museum of Art and the Magnolia Arts Center, alongside abundant outdoor recreation opportunities along the Tar River and the South Tar River Greenway. Uptown Greenville provides a lively mix of local restaurants, breweries, and live music venues, while the city's proximity to the coast allows for easy weekend beach getaways. This blend of economic opportunity, entertainment, and accessible living expenses makes Greenville a compelling destination for renters and anyone looking to experience a lively yet budget-friendly lifestyle.

3. Burlington

• Median rent for a one-bedroom apartment: $944
• Median rent for a two-bedroom apartment: $1,046
• Population: 57,303
• Median household income: $54,941
• Walk score: 33
• Transit score: N/A
• Bike score: 35
• Map of Burlington

Burlington, in central North Carolina, offers a compelling mix of historical significance and modern living, all within an accessible budget. Its origins as a 19th-century railroad town, transitioning into a major textile manufacturing center, have shaped its economic and cultural landscape. Maintaining a cost of living below the state average, Burlington attracts those seeking affordability without sacrificing lifestyle.

The city's downtown is a hub of activity, featuring local breweries, diverse dining, and engaging community events like the beloved Burlington Carousel Festival. Outdoor enthusiasts will appreciate Burlington City Park, with its scenic trails, playgrounds, and the historic Dentzel Carousel. Lake Mackintosh Park and Marina further enhances the city's appeal, offering boating, fishing, and picturesque picnic areas. This harmonious blend of affordability, historical depth, and recreational variety makes Burlington a dynamic and appealing place to call home.

4. Rocky Mount

• Starting rent for an apartment in Rocky Mount: $600
• Population: 54,341
• Median household income: $52,927
• Walk score: 22
• Transit score: 16
• Bike score: 33
• Map of Rocky Mount

Rocky Mount, located in eastern North Carolina, carries a rich historical legacy stemming from its days as a pivotal railroad and textile manufacturing hub. Established in the early 19th century, its strategic positioning along major trade routes spurred significant growth. Today, the city maintains its appeal by offering an affordable lifestyle where historical elements intertwine with modern amenities. The revitalization of the Rocky Mount Mills, transforming a historic cotton mill into a dynamic mixed-use development, stands as a testament to this blend. This space now features popular breweries, diverse dining options, and scenic walking trails along the Tar River.

In addition to Rocky Mount Mills, the city provides a wealth of cultural and recreational opportunities. The Imperial Centre for the Arts and Sciences enriches the community with its art exhibits, interactive science museum, and engaging live performances. Additionally, the city’s extensive park system offers ample space for outdoor activities, catering to those who enjoy nature and recreation. This combination of historical significance, cultural offerings, and community atmosphere makes Rocky Mount an attractive place to call home.

5. Thomasville

• Starting rent for an apartment in Thomasville: $700
• Population: 27,183
• Median household income: $58,246
• Walk score: 26
• Transit score: N/A
• Bike score: 25
• Map of Thomasville

Thomasville, affectionately known as the Chair City, offers an exceptionally affordable lifestyle within its historic central North Carolina setting. Established in 1852, the town's legacy as a major furniture manufacturing center continues to shape its economy and cultural identity. This rich history is vividly displayed in the town's most iconic landmark, the Big Chair, a tribute to its furniture heritage and a popular photo destination.

The charm of Thomasville extends into its historic downtown, where antique shops, local restaurants, and annual celebrations like Everybody’s Day, North Carolina’s oldest street festival, create a vibrant community atmosphere. Thomasville's combination of budget-friendly living, deep historical roots, and a strong sense of community makes it a welcoming and appealing choice for those seeking a comfortable and economical home.

6. Asheboro

• Starting rent for an apartment in Asheboro: $700
• Population: 27,156
• Median household income: $48,628
• Walk score: 24
• Transit score: N/A
• Bike score: 26
• Map of Asheboro

Asheboro, located in the heart of North Carolina, provides a charming small-town experience with a rich history steeped in agriculture and textiles. Established in 1796, the city's strategic location along the railroad transformed it into a vital transportation hub, and it maintains its appeal today by offering affordable housing at a price below the average North Carolina cost of living. However, it's worth noting that career development opportunities may be more limited compared to larger metropolitan areas.

Asheboro is a treasure trove of natural and cultural attractions. The renowned North Carolina Zoo, one of the world's largest, captivates visitors with its sprawling wildlife exhibits and picturesque trails. Asheboro is also close to the Uwharrie National Forest, opening doors to hiking, fishing, and camping adventures. The city’s vibrant downtown district, brimming with local shops, eateries, and annual festivities like the Asheboro Fall Festival, further enhances its appeal. With its blend of affordability, outdoor recreation, and authentic local charm, Asheboro is a compelling choice for those seeking a peaceful and economical place to call home.

7. Kinston

• Starting rent for an apartment in Kinston: $650
• Population: 19,900
• Median household income: $35,250
• Walk score: 31
• Transit score: N/A
• Bike score: 38
• Map of Kinston

Kinston, a historic town in eastern North Carolina, is known for its deep roots in agriculture, the Civil War, and the tobacco industry. Founded in the 18th century, Kinston played a key role in North Carolina’s early economy and has since evolved into an affordable place to live with a low cost of housing and everyday expenses.

While small, Kinston still offers a variety of cultural and recreational activities. The CSS Neuse Civil War Museum showcases the remains of a Confederate ironclad ship, offering a glimpse into the city’s past. Food lovers can visit Chef and the Farmer, a renowned farm-to-table restaurant that helped put Kinston on the culinary map. The city also hosts a thriving arts scene, with venues like the Community Council for the Arts and live performances at the historic Grainger Stadium, home to the Down East Bird Dawgs professional baseball team in the Frontier League. With its blend of history, culture, and affordability, Kinston is a great choice for those looking for a cost-effective yet lively place to live.

8. Lumberton

• Starting rent for an apartment in Lumberton: $1,100
• Population: 19,025
• Median household income: $43,114
• Walk score: 29
• Transit score: N/A
• Bike score: 36
• Map of Lumberton

Lumberton, the seat of Robeson County, is a historic city with deep Native American and agricultural roots. Founded in 1787, the city was originally a shipping center for lumber transported along the Lumber River. Today, it remains an affordable place to live, with low housing, groceries, utilities, and healthcare costs.

Beyond its affordability, Lumberton is known for its scenic outdoor spaces and cultural heritage. The Lumber River, a designated National Wild and Scenic River, is a hot spot for kayaking, fishing, and birdwatching. The Robeson County History Museum offers a glimpse into the area’s past, while the annual Lumbee Homecoming festival celebrates the culture of the Lumbee Tribe, the largest Native American tribe in North Carolina. With its rich history, outdoor recreation, and small-town charm, Lumberton is an excellent option for those seeking an affordable and culturally vibrant place to live.

9. Eden

• Starting rent for an apartment in Eden: $700
• Population: 15,421
• Median household income: $50,959
• Walk score: N/A
• Transit score: N/A
• Bike score: N/A
• Map of Eden

Eden, a small, historic city nestled near the Virginia border in Rockingham County, presents an exceptionally budget-friendly lifestyle, boasting one of the lowest costs of living in North Carolina. Once a thriving textile and manufacturing hub, Eden has retained its historic charm while offering remarkably affordable housing and low property taxes. Residents benefit from everyday expenses, including groceries and utilities, that are significantly below the national average.

Despite its small size, Eden fosters a welcoming community and provides ample recreational opportunities. The scenic Dan River invites kayaking, canoeing, and fishing, while local parks and trails offer peaceful retreats. History enthusiasts can explore the Eden Historical Museum. The annual RiverFest celebrates local culture with music, food, and outdoor activities. For renters seeking a quieter, community-focused life without financial strain, Eden stands as a hidden gem in North Carolina.

10. Henderson

• Starting rent for an apartment in Henderson: $750
• Population: 15,060
• Median household income: $38,780
• Walk score: N/A
• Transit score: N/A
• Bike score: N/A
• Map of Henderson

Located just north of Raleigh, Henderson is a historic town with a rich past in agriculture and tobacco production. Founded in 1841, it was once a key transportation hub for the tobacco and cotton trade, and today, it offers an affordable cost of living with low housing prices and reasonable everyday expenses.

Henderson is known for its small-town charm and access to outdoor recreation. The Kerr Lake State Recreation Area, just a short drive away, provides opportunities for boating, fishing, and hiking, while the local Henderson Institute Historical Museum offers insights into the area’s African American heritage. The city’s historic downtown district is home to quaint shops, local restaurants, and seasonal events like the annual Vance County Regional Fair. With its combination of affordability, history, and outdoor activities, Henderson is a great choice for those seeking a peaceful and affordable lifestyle close to the action of Raleigh.

Find Your Next Apartment in North Carolina

From coastal gems to bustling urban centers, the best places to live in North Carolina offer a balance of affordability, history, and thriving job markets. Whether you're seeking small-town charm or big-city convenience, the state provides a range of options with a cost of living that remains lower than the national average.

If you think you’re ready to make a move to the Tar Heel State, then start your search with our Apartment List quiz to explore rental options in the most affordable cities, compare prices, and find a place that meets your needs. With us, you'll spend five minutes and save 50 hours searching.

Cheapest Places to Live in North Carolina FAQs

What city in North Carolina has the lowest cost of living?

Eden consistently ranks among North Carolina's most affordable cities, offering a cost of living 14.3% below the state average and 22% below the national average. With notably low housing prices, affordable utilities, and budget-friendly grocery costs, renters find North Carolina apartments in Eden at significantly lower rates than in larger cities, making it an ideal choice for those looking to maximize their savings.

What is the safest area in North Carolina to live in?

For those prioritizing safety in North Carolina, several communities stand out. Davidson, with its charming small-town atmosphere, consistently reports very low crime rates. Pinehurst offers a relaxed, often retirement-friendly environment and is known for its peaceful neighborhoods. Holly Springs, a growing town in the Raleigh area, also maintains a strong safety record, making it attractive to families. These locations, among others, offer residents peace of mind, though it's always advisable to research specific neighborhoods for the most up-to-date information.

Is North Carolina more affordable than South Carolina?

Both North Carolina and South Carolina have a cost of living below the national average, but South Carolina is slightly more affordable. Housing, property taxes, and essentials like groceries and healthcare tend to be cheaper there. However, North Carolina offers stronger job markets, particularly in metro areas like Charlotte and Raleigh, which can offset its slightly higher expenses. Currently, North Carolina's cost of living is 4.79% lower than the national average, ranking it 24th-cheapest, while South Carolina sits at 10.7% lower, making it the 20th-cheapest state in the nation.