Cost of Living in Dallas, TX [2025]

The cost of living in Dallas, TX, is about 0.2% more than the rest of the country, according to Sperling's Best Places. With a booming economy, low taxes, and more sunshine than most major metropolitan areas, Dallas continues to attract renters and homebuyers alike. San Antonio and Fort Worth, two cities that are similar in size and location, are 8.7% lower and 1.5% higher than the national cost-of-living average, respectively.

But how affordable is it really to live in Dallas in 2025? Moving for a job, school, or just a change of pace? We’re here to break down what it takes to afford life in Dallas.

We took a look at our most recent data from July 2025 to break down the true cost of living in Dallas, Texas—from rent prices and home costs to groceries, healthcare, and transportation—so you can decide if it fits your budget.

Cost of Living in Dallas, TX

What Is the Cost of Living in Dallas, TX?

According to data from Sperling’s Best Places, the cost of living in Dallas is reasonable at about 0.2% higher than the U.S. average and 6.4% higher than the Texas average. Locals only need $4,710 monthly for a family, which is 12.8% less expensive than the national average, and $4,233 per month for a single person, which is 11.2% less expensive than the national average.

Housing is relatively affordable, but transportation and miscellaneous expenses can run higher than average, especially if you're commuting long distances or using a private vehicle. Still, for a major city, Dallas remains a cost-effective option, especially when compared to similarly sized metros.

Where Is the Cost of Living Highest in Dallas, TX?

One of the most expensive areas in the Dallas metro is Plano, an upscale suburb known for its excellent schools, large homes, and corporate headquarters. Located about 20 miles north of Downtown Dallas, Plano is ideal for families and professionals but comes with a steeper price tag, about 11.7% above the national average and 18.6% above the Texas average.

Housing is the primary driver of Plano's elevated cost, with median home prices well above both state and national benchmarks. It’s a good fit for higher-income households or those seeking top-tier schools and amenities.

Where Is the Cost of Living Most Affordable in Dallas, TX?

According to Sperling’s Best Places, Duncanville is also 0.2% higher than the U.S. average and 6.4% higher than the Texas average. However, locals only need $4,170 for a family, which is 22.8% less expensive than the national average, and $4,533 per month for a single person, which is 4.9% less expensive than the national average.

What Is the Average Rent in Dallas, TX?

Renters in Dallas enjoy relatively moderate prices compared to other major U.S. cities. As of July 2025, the average rent across all unit sizes is $1,907, showing an increase from $1,802 year over year. The current rent is also lower than the national average of $2,102 but higher than the state average of $1,663.

Here’s a look at the average rental prices for Dallas.

Of course, rent costs can vary significantly by suburb or neighborhood, depending on amenities, walkability, and proximity to downtown.

How Much Is a One-Bedroom Apartment in Dallas, TX?

The average rent for a one-bedroom apartment in Dallas is $1,540. While central neighborhoods like Downtown Dallas tend to be more upscale and pricier, areas like Arlington and Fort Worth tend to be more affordable for singles and students.

How Much Is a Two-Bedroom Apartment in Dallas?

The average two-bedroom rent in Dallas is $2,233, which is slightly higher than the national two-bedroom average rent of $2,194 per month.

How Much Is Housing in Dallas?

As of 2025, the median home value in Dallas is $295,100. That’s more affordable than the national median and significantly lower than housing prices in Austin, Denver, or Los Angeles.

The price point makes Dallas an appealing choice for buyers looking to break into the market without the high entry costs of other major metro areas.

What Salary Do I Need to Live in Dallas, TX?

To afford the median rent of $1,907 without spending more than 30% of your income, you'd need a yearly salary of about $76,280, which is roughly $6,357 per month.

According to the MIT Living Wage Calculator, the minimum household income to cover basic needs in Dallas is $47,965 per year for a single adult and $106,870 per year for a family of four with two working adults and two children.

The U.S. Census Bureau reports Dallas’ median household income at $70,121, which is lower than the national median but still high enough for many households to afford rent and essentials with careful budgeting.

How Much Is Transportation in Dallas, TX?

Transportation is a major budget consideration in Dallas, particularly for households with more than one driver. According to MIT, annual transportation costs (read: owning a car) average $9,418 for a single adult with no children and $15,798 for a family of four with two working adults and two children.

With a walk score of 46, a transit score of 39, and a bike score of 49, Dallas is largely car-dependent. While Dallas Area Rapid Transit (DART) provides limited rail and bus service, most residents rely on personal vehicles, which adds recurring expenses like fuel, insurance, and maintenance.

How Much Are Groceries in Dallas?

Groceries in Dallas are moderately priced, with annual food costs estimated at $3,948 for a single adult without children and $11,573 for a family of four with two working adults and two children, according to the MIT Living Wage Calculator. These figures reflect a basic, nutritious diet that covers common staples like produce, grains, dairy, and meat. Grocery prices tend to align closely with national averages, offering Dallas residents predictable costs, whether they shop at major chains or local markets.

Dining out is also reasonably affordable. A meal at an inexpensive restaurant averages around $20, while a three-course dinner for two at a mid-range restaurant runs about $75, based on the latest Numbeo data.

Living in Dallas comes with classic Tex-Mex, slow-smoked barbecue, heartwarming pho, and Southern comfort food, making it easy to enjoy affordable meals outside the home. However, cooking at home remains the most budget-friendly option, especially for families aiming to reduce monthly food expenses.

How Much Is Child Care in Dallas, TX?

According to Dallas’ MIT living wage cost of living data, annual child care costs average $10,263 for one child and $20,242 for two children. To reduce costs, many families consider alternatives like nanny shares, after-school programs, or support from relatives. Choosing Dallas neighborhoods with lower housing costs can also help offset child care expenses.

How Much Is Healthcare in Dallas, TX?

Dallas healthcare costs are $3,088 per year for a single adult without children and $10,098 per year for a family of four, according to MIT’s cost-of-living data. These figures include insurance premiums, out-of-pocket expenses, prescriptions, and routine medical visits. Healthcare in Dallas is slightly below the national average and generally manageable for most residents.

How Much Are Utilities in Dallas, TX?

Utility expenses in Dallas are moderate. For a standard 915-square-foot apartment, expect to pay about $232.44 per month for basic services like electricity, water, heating, and garbage, according to Numbeo.

Additional expenses include:

• $69.09 per month for a mobile phone plan.
• $72.61 per month for internet service.

Due to hot summers, energy usage for air conditioning can cause seasonal spikes. Look for energy-efficient units or ask landlords about insulation and HVAC performance.

Dallas, TX, Fitness and Entertainment

Dallas has no shortage of ways to stay active and entertained, all without breaking the bank. Residents enjoy free events at Klyde Warren Park, bike rides around White Rock Lake, and trail walks at Cedar Ridge Preserve.

The average gym membership is $41.13 per month, according to data from Numbeo. Renters can also look for on-site gym amenities before signing a lease.

To get an idea of entertainment, a movie ticket costs an average of $14.25, which doesn’t include snacks or popcorn. Dallas’ metropolitan backdrop means there are affordable options around the city. Look for museums offering free admission days to local festivals, food truck parks, and live music events in Deep Ellum or Lower Greenville.

How Much Are Taxes in Dallas, TX?

Taxes in Dallas are a mix of highs and lows. The sales tax rate is 8.25%, combining a 6.25% state tax with a 2.0% local tax, while the average effective property tax rate is 1.73% of a home’s assessed value in Dallas County. However, Texas does not impose a state income tax, which helps offset the higher sales and property taxes and allows many residents to retain more of their earnings.

Dallas’ Job Market

Dallas’ job market remains strong in 2025, with growing sectors in healthcare, finance, logistics, and tech. Top employers include AT&T, Southwest Airlines, Texas Instruments, and Baylor Scott & White Health, which are all headquartered in Dallas.

Find Your Next Apartment in Dallas, TX

The cost of living in Dallas is reasonable and offers a strong mix of affordability, economic opportunity, and lifestyle perks. Ready to find your new place? Start your Dallas apartment search with our Apartment List quiz and discover the neighborhoods that best fit your goals and budget. With us, you’ll spend five minutes and save 50 hours searching.

More Resources about Moving to Texas

Still have questions about moving to the Lonestar state? Here are some guides to help you get started:

Texas

• Things to Know Before Moving to Texas
• Cost of Living in Texas
• Best Places to Live in Texas
• Cheapest Places to Live in Texas

Houston

• Things to Know Before Moving to Houston
• Cost of Living in Houston
• Average Rent in Houston & Rental Price Trends
• Best Neighborhoods in Houston

Austin

• Things to Know Before Moving to Austin
• Cost of Living in Austin
• Average Rent in Austin & Rental Price Trends
• Best Neighborhoods in Austin

San Antonio

• Best Neighorhoods in San Antonio

FAQs: What to Know About the Cost of Living in Dallas (2025)

How much does an apartment cost in Dallas in 2025?

As of July 2025, the average apartment rent in Dallas is $1,907 per month. A one-bedroom rents for about $1,540, while a two-bedroom averages $2,233. Rent is typically more affordable in suburbs and outer Dallas neighborhoods.

What is the cheapest rent available in Dallas?

The lowest average rents in Dallas are for studio apartments at $1,415 and one-bedrooms at $1,540. Suburbs like Arlington and Fort Worth offer even more affordable rental options.

Is it expensive to live in Dallas in 2025?

Dallas is about 0.2% more expensive than the national average, according to Sperling’s Best Places. A single adult spends nearly $50,800 per year, while a family of four needs about $56,500 annually to cover basic living costs.

What is a good salary in Dallas?

To afford the average rent of $1,907 per month, a salary of at least $76,280 per year is recommended using the 30% rule. The MIT Living Wage Calculator estimates a minimum household income of $47,965 for singles without children and $106,870 for families of four with two working adults and two children is necessary to remain above the poverty line in Dallas.

Is Dallas more affordable than Houston?

In 2025, Dallas is cheaper than Austin and slightly more expensive than Houston. The median home price in Houston is $247,900, compared to $577,400 in Austin. The median home price in Dallas is currently $295,100.

What is the current population of Dallas, TX?

As of the 2020 census, Dallas had a population of about 1,304,379 people, and the Dallas-Fort Worth metroplex was home to 7,637,387 residents.

How far is San Antonio from Dallas?

Driving from Dallas to San Antonio is 273.9 miles and takes about 4 hours and 16 minutes in normal traffic.

How far is Austin from Dallas?

Driving in normal traffic between Dallas and Austin takes 195.6 miles and takes about 3 hours and 5 minutes. Amtrack's Texas Eagle Train also goes through major cities.

How far is Waco from Dallas?

Driving from Dallas to Waco is 96.7 miles and takes 1 hour and 40 minutes.

How much do utilities cost per month in Dallas?

The average monthly utility bill (electricity, water, heating, fuel, and garbage) for a 915-square-foot apartment in Dallas is $232.44. Internet service averages $71.61 per month, and a mobile phone plan is around $69.09 per month, according to Numbeo.

How much is public transportation in Dallas?

Dallas Area Rapid Transit (DART) charges $3 for a local three-hour pass and $126 for a 31-day local pass. A 50% reduced rate is available for qualifying veterans, seniors, persons with disabilities, youth, students, and individuals who qualify based on income.

However, with low transit and walkability scores, most residents rely on cars, leading to average yearly transportation costs of $9,418 for singles without children and $15,798 for families with two adults and two children.

What are the biggest monthly expenses in Dallas?

In 2025, the most significant monthly expenses in Dallas for an individual without children are housing at $1,907 per month on average, transportation at over $780 per month, and food at $329. These expenses increase for families, which also must budget for child care, healthcare, and utilities, which can add up.