45425 Havenridge Street

This beautiful newer home has 5 bedrooms / 3.5 bathrooms and a fully finished basement. Large open concept kitchen with huge center island, morning room and generous dining space opens to family room with gas fireplace. Enjoy al fresco dining in the screened porch off the kitchen. This main level includes a half bath and mud room that leads to the 2-car garage. Upstairs you will find the primary suite with sitting room, large bathroom with two vanities, soaker tub, step-in shower and water closet. Three additional bedrooms share the hallway bathroom and the upstairs laundry facilities. The finished basement has the fifth bedroom and a full bathroom, wet bar with extra refrigerator, large unfinished storage room, bonus room that can be used as an office and family room with walkup steps to the backyard. Property includes solar panels which greatly reduce electric bills and a shed for tenant use. Beautiful neighborhood with access to community amenities.

________________________________________
Lease Terms & Requirements
Rent: $3700 per month
Utilities: Not included
Lease Length: 1 to 3 years accepted
Pets: Allowed on a case-by-case basis ($50/month per approved pet, no pet deposit)
Smoking/Vaping: Not permitted in or on the property
Applicant move-in date must be within 30 days of application
________________________________________
Fees & Move-In Costs
Application Fees:
$65 per applicant (18 or older)
Includes: Credit check
- Rental history verification
- Criminal background check (subject to individualized assessment per HUD guidelines)
- Plaid ID verification
- Bank account verification
- AI document verification
- Employment verification via "The Work Number"

View all tenant fees here:
- https://www.realpmgold.com/tenant-fee-disclosure
Security Deposit Options:
A security deposit is required, with two options:
- Option 1 – Cash Security Deposit: A refundable security deposit equal to one month’s rent is required.
- Option 2 – Obligo Security Deposit Alternative (Only Available with Residence Benefits Package)

Tenants enrolled in the optional Residence Benefits Package ($49/month) may qualify for Obligo, allowing them to pay a low monthly premium instead of a full security deposit.
Upon lease approval, an Obligo policy link will be provided. Policies typically range from $30 to $50 per month, depending on applicant qualifications.
- If a tenant does not opt into the Residence Benefits Package, they must pay a traditional security deposit.

Move-In Funds Due:
One full month’s rent due at lease signing
If the first month is a partial month, the prorated amount is due with the second month's rent
- The lease is NOT secured until:
* The lease is signed
* The first month’s rent is paid
* Either: A cash security deposit is paid OR an Obligo policy is purchased (if eligible).
Note: Once the lease is signed and the required funds are paid, if the tenant fails to move into the property, it will be considered a breach of lease, and the tenant may be held financially responsible for lease obligations.
________________________________________
Optional Residence Benefits Package - $49/Month
Tenants may choose to enroll in the optional Residence Benefits Package, which includes:
- Obligo security deposit alternative eligibility (instead of a cash deposit)
- Positive rent payment reporting to all three major credit agencies
- Credit monitoring & financial tools
- Exclusive RPM App with rewards, discounts, and perks
- 24/7 maintenance request portal
- Online rent payments
- Welcome gift and additional resident services

Learn more about the Residence Benefits Package here:
-https://www.realpmgold.com/resident-benefits-package
________________________________________
Income & Credit Requirements
Income Requirement: Applicants must have a minimum gross income of at least 3x the rental rate before taxes.
Alternative sources of income, including rental assistance and housing vouchers, will be considered in accordance with fair housing laws.
Credit Score Requirement: A minimum credit score of 650 is required for all financially responsible applicants.
Special Consideration: Applicants with a credit score between 600 to 649 may still qualify if their gross income is at least 4x the rent and any negative credit history is not housing-related.
Additional income verification may be required for applicants in this range.
________________________________________
Background Check Requirements
A criminal background check will be conducted on all applicants. An individualized assessment will be performed to determine eligibility, considering:
- The nature and severity of the offense
- The time elapsed since the conviction
- Any rehabilitation efforts
Criminal records that do not pose a direct threat to the safety or property of others will not be an automatic basis for denial.
________________________________________
Housing Voucher Applicants
Housing vouchers and other rental assistance programs are welcome. Applicants must include a signed Request for Tenancy Approval (HUD-52517) from their caseworker.
Caseworker contact information must be provided with the application.
- The authorized amount of the voucher must be equivalent to or greater than the rental amount to comply with HUD regulations.
-Applicants will not be denied based solely on the use of a housing voucher, as per Maryland state fair housing laws.
________________________________________
Tenant Screening Reports
Reusable tenant screening reports are NOT accepted.
No RentSpree applications will be accepted.
Applicants must use RPM GOLD's application and screening services.
________________________________________
Final Notes
- Fair Housing Compliance:
Real Property Management Gold complies with all federal, state, and local fair housing laws. We do not discriminate based on race, color, national origin, religion, sex, familial status, disability, marital status, sexual orientation, gender identity, or source of income.
Real Property Management Gold reserves the right to decline applications for any nondiscriminatory reason.
- Fraud Warning:
Submitting false documents or fraudulent information on a rental application is prohibited and will be forwarded to law enforcement for prosecution.
- Interested? Contact us today to schedule a tour!
Contact us to schedule a showing.