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cheap apartments
Last updated April 21 at 9:41 PM

79 Cheap Apartments for rent in Panama City, FL

Finding cheap apartments in Panama City takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank statements, ... Read Guide >
1 Unit Available
218 E 1st Court
218 1st Court
Panama City, FL | Bunkers Cove
2 Bedrooms
$1,000
971 sqft
Last updated April 21 at 9:17 PM
This Townhome offers 2 Bedrooms and 1.5 Bath, located in the Cove, walking distance to the bay. Freshly painted and new vinyl flooring. Equipped with a washer/dryer connection. Covered back patio with a privacy fenced backyard. *7 month lease only then month to month* *1/2 off security deposit for active military and LEO with a marked vehicle parked at the property* *Courtesy lawn service provided from March-October* *No Pets*
1 Unit Available
240 Harmon Avenue - 216
240 Harmon Avenue
Panama City, FL | Bunkers Cove
Studio
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1 Bedroom
Ask
2 Bedrooms
$1,295
960 sqft
Last updated April 21 at 8:18 PM
Come back to the Cove and enjoy the simple elegance of waterfront living...Beautiful, fully restored waterfront apartment community with spectacular views of Massalina Bayou in the Cove. Featuring bright, airy 1 and 2 bedroom apartments that have just been renovated to like new condition with gorgeous flooring, fresh paint, new lighting fixtures and new appliances. We are a pet friendly community so feel free to bring your well behaved dog or cat. The property features a huge swimming pool with massive live oaks and mature palms situated on a prominent bluff overlooking the shoreline and there's even a 22 slip marina so bring your boat! An application and background check is done on all tenants and income needs to be verified at 2.5 times the monthly rent. Application fee is $75, but only charged once the decision is made to make this your home. Pictures may not be exact unit. Please call (850) 296-6358 for further details. We are looking forward to hearing from you!
1 Unit Available
1114 Fairland Avenue
1114 Fairland Avenue
Panama City, FL | Oakland Terrace
2 Bedrooms
$1,000
886 sqft
Last updated April 21 at 8:18 PM
Charming 2 bedroom 1 bath in St. Andrews. Nice kitchen with dishwasher and over the range microwave. Pest control is included in the rent. Pets are negotiable. To view inside visit our website at rentalhomespc.com to submit your application. No application fee until you view and decide to move forward - then $30 per persons over 18yrs. Once your application is received and processed we will reach out to you to schedule a showing. APPLICATION IS REQUIRED PRIOR TO SHOWING.
1 Unit Available
2509 W. 10th St. C
2509 West 10th Street
Panama City, FL
2 Bedrooms
$850
851 sqft
Last updated April 21 at 8:18 PM
2 bedroom 1 bath near St Andrew's Marina. Water, sewage, garbage included. Washer & dryer hook-up. No Pets. To view inside visit our website at rentalhomespc.com to submit your application. No application fee until you view and decide to move forward - then $30 per persons over 18yrs. Once your application is received and processed we will reach out to you to schedule a showing. APPLICATION IS REQUIRED PRIOR TO SHOWING.
1 Unit Available
422 Magnolia Ave - 4
422 Magnolia Avenue
Panama City, FL | Gulf Coast
2 Bedrooms
$850
750 sqft
Last updated April 21 at 8:18 PM
Adorable downtown rental within walking distance to shops, restaurants, and entertainment. Two bedroom, one bath, unfurnished, second level unit. Rental has a washer and dryer hookup. Please submit an application at RentalHomesPC.com. Once approved a rental agent will contact you to set up a showing of the unit or others that fit your criteria. No pets allowed.
1 Unit Available
720 Williams Avenue
720 Williams Avenue
Panama City, FL | Old Orchard
2 Bedrooms
$850
1067 sqft
Last updated April 21 at 9:34 AM
- Centrally located home, close to many attractions and or restaurants. The home has a dining room with a breakfast bar; W/D Hookups; Crown Molding around the ceilings; Nice sized yard with a fence. **Gas Water Heater** **Shed is not for tenant use** No Pets Allowed (RLNE6578053)
1 Unit Available
300 Linda Avenue
300 Linda Avenue
Panama City, FL | Bunkers Cove
2 Bedrooms
$950
900 sqft
Last updated April 21 at 9:33 AM
- 2 bedroom, 1 bathroom home located in the cove convenient to shop. Gas stove and water heater No Pets Allowed (RLNE6472638)
1 Unit Available
803 E 10th Ct. Unit B
803 East 10th Court
Panama City, FL | Glenwood Addition
1 Bedroom
$850
600 sqft
Last updated April 21 at 9:33 AM
-- - Spacious, well kept home, convenient to Bay Medical Center, shopping, and dining. This home is a 1 bedroom 1 bath with a , perfect for lounging, and an open kitchen, great for entertaining. Home also includes small entry into living area and single car driveway in front of unit. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as one month’s rent. Pets allowed with owner approval and a $150.00 NON-REFUNDABLE pet fee applies per pet. Breed restrictions apply. ***DUPLEX SHARED LAUNDRY ROOM WITH STACKABLE WASHER/DRYER CAPABILITIES ONLY*** No Cats Allowed (RLNE5009081)
1 Unit Available
1302 C Grace Ave
1302 Grace Ave
Panama City, FL
2 Bedrooms
$1,095
900 sqft
Last updated April 21 at 9:33 AM
-- - Very nice completely renovated home with 2 bedroom 1 bath located in the much desired Central Panama City. Newly painted, new appliances, new floors, new counter tops, upgraded fixtures, vaulted ceilings and fenced in community courtyard. Convenient to shopping and dining. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets allowed. Breed restrictions apply with owner approval only. (RLNE4417701)
1 Unit Available
222 E 2nd St B
222 East 2nd Street
Panama City, FL | Bunkers Cove
2 Bedrooms
$800
645 sqft
Last updated April 21 at 9:33 AM
222 E 2nd St B Available 05/21/21 - Single story duplex in the Cove with laundry room off of the kitchen, back patio, and fenced yard. Window units for A/C and ceiling fans. Rent includes water, sewer, lawn and garbage. No Pets Allowed (RLNE2833439)
1 Unit Available
1606 Lake Ave
1606 Lake Avenue
Panama City, FL | Lakeside
3 Bedrooms
$1,100
1160 sqft
Last updated April 4 at 11:14 AM
1606 Lake Ave - 3 Bedroom, 1.5 Bath house near downtown St Andrews. Family room and living room, small dining area. Covered front porch, open back deck overlooks large fenced back yard, yard building. Fireplace is in-operable. Refrigerator, stove, oven all electric. Central heat and air. Pet nego. Note - no w/d hookup. (RLNE3212579)
1 Unit Available
1902 Clay ave
1902 Clay Avenue
Panama City, FL
3 Bedrooms
$1,100
1250 sqft
Last updated May 12 at 9:25 AM
-- - This 3 bedroom 1 bath is centnrally located home in St. Andrews. Minutes to the beach and very close to GCSC. Home features; privacy fenced backyard, fireplace, workshop, and sprinkler system. Partially furnished. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets allowed with owner approval and NON REFUNDABLE pet fee applies per pet. Breed restrictions apply. (RLNE4667425)
Verified
3 Units Available
Lynn Haven Cove
905 W 26th St
Lynn Haven, FL
Studio
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1 Bedroom
$899
2 Bedrooms
Ask
Last updated April 21 at 6:15 PM
Lynn Haven Cove is nestled in a tranquil, peaceful, and dynamic community, where we are located centrally on the Gulf of Mexico. Lynn Haven is an up and coming family-oriented community that offers multiple parks & recreation, entertainments & events, restaurants, shopping, and just minutes away from some of the World's most beautiful beaches. Lynn Haven Cove values our prospects and residents and offers ranch-style living designed with you in mind. Our community is made up of 149 newly renovated apartment homes of 15 spacious acres of lush landscape. Our impeccable apartment homes offer spacious living and a variety of floor-plans offering Studios, one bedrooms, and two bedroom units. Beyond the stunning new look, Lynn Haven Cove offers multiple amenities, including a Bark Park, 24-hour Fitness Center, The Cove Cafe, Wifi, as well as an on-site laundry center, and a professional management team. We invite you to take advantage of our many amenities and services. On behalf of our dedicated team, we invite you to consider Lynn Haven Cove Apartments and hope that you decide to become a valued resident and experience easy living.
Results within 1 mile of Panama City
1 Unit Available
715 W 17th Street
715 W 17th St
Lynn Haven, FL | Lynn Haven South
1 Bedroom
$850
605 sqft
Last updated April 21 at 9:17 PM
Cozy 1 bedroom, 1 bath duplex in Lynn Haven. Close to Mowat Middle School. Cute covered porch with storage closet, and LVP flooring throughout. Bedroom has double built in closets when you walk in, Shower/tub combo in bathroom. Outdoor space at rear of complex. WATER, SEWER AND GARBAGE INCLUDED IN RENT. Tenant pays for electric. Small pet considered.
1 Unit Available
3519 East 1st Court - 3513-201
3519 East 1st Court
Springfield, FL
1 Bedroom
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2 Bedrooms
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3 Bedrooms
$1,125
935 sqft
Last updated April 21 at 8:18 PM
Like new, fully remodeled apartments include new flooring, fresh paint, updated kitchens and bath rooms. New property owner has spent over $750,000 in upgrades...come see us and ask about our leasing specials today! Palm Court Apartments is a centrally located apartment community with quick accessibility to Tyndall, Downtown Panama City and less than 25 minutes to the worlds most beautiful beaches! We have professional staff available to answer your questions and schedule a tour. If you decide to lease with us, we require you to complete an application and a background check. Income must be at least 2.5 times the monthly rent. Lease terms are 12 months and a security deposit equal to one months rent is required. We are pet friendly with size limitations; a nonrefundable pet deposit is required. Please call to schedule a tour at 850-872-8600. Hablar espanol disponible. Pictures are not of exact unit.
1 Unit Available
1713 Kentucky Ave.
1713 Kentucky Avenue
Lynn Haven, FL | Lynn Haven South
1 Bedroom
$850
605 sqft
Last updated April 21 at 8:18 PM
Renovated Cozy 1 bedroom, 1 bath duplex in Lynn Haven. Close to Mowat Middle School. Cute covered porch with storage closet, renovated kitchen with new appliances, LVP flooring throughout, Bedroom had double built in closets when you walk in, Shower/tub combo in bathroom. Outdoor space at rear of complex. WATER, SEWER AND GARBAGE INCLUDED IN RENT. Tenant pays for electric. Small pet considered. Please visit our website RentalHomesPC.com to fill out an application, and our Leasing agent will contact you about a showing. We must have a completed and verified application prior to showing. Full Sail Realty NWFL.
1 Unit Available
3704 E 11th St #D
3704 East 11th Street
Springfield, FL
2 Bedrooms
$850
865 sqft
Last updated April 21 at 9:33 AM
- 2/1 newly updated apartment. Lawn, trash and washer/dryer included. NO PETS ALLOWED! All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. No Pets Allowed (RLNE4850577)
1 Unit Available
3613 Eagle Lane
3613 Eagle Lane
Bay County, FL | Pinewood Grove
2 Bedrooms
$975
943 sqft
Last updated April 21 at 9:33 AM
3613 Eagle Lane - Nice 2br 2ba duplex. Kitchen is equipped with fridge, stove, dishwasher, microwave, w/d hook- up. No pets please. Lawn care provided. No Pets Allowed (RLNE1986403)
1 Unit Available
1116 Bradford Circle
1116 Bradford Circle
Lynn Haven, FL | Belaire Estates
2 Bedrooms
$1,195
880 sqft
Last updated October 26 at 1:46 PM
APPROVED APPLICATION PENDING !! This large Lynn Haven duplex unit has recently been updated to include: stainless steel kitchen appliances, cherry wood look vinyl plank flooring throughout, new lighting/ ceiling fans package, interior and exterior doors, tile backsplash tile in the kitchen It also includes an interior utility room with washer and dryer hookups, a patio in the back, and a fenced in backyard. $1,100 Monthly Rent (one year lease), $1,100 Security Deposit, Credit & Background Checks, Employment and Income Verification Required on all applicants 18 + years of age. $45.00 Application Fee required for each additional resident over the age of 18. Small Pets Maybe Acceptable (with additional fees) Visit www.fivebridgesrents.com to submit and applications and to view and 3D tour of the unit: Currently leased, but will be available mid November, therefore no showings will be allowed.
1 Unit Available
3704 C 11th St E
3704 E 11th St
Springfield, FL
2 Bedrooms
$800
768 sqft
Last updated April 4 at 11:14 AM
- 2/1 Apartment near Rutherford High School and convenient to Tyndall AFB shopping and dinning. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. NO PET ALLOWED! No Pets Allowed (RLNE5669869)
1 Unit Available
3702 B 11th St
3702 E 11th St
Springfield, FL
2 Bedrooms
$800
768 sqft
Last updated April 4 at 11:14 AM
- 2/1 Apartment near Rutherford High School and convenient to Tyndall AFB. Washer and Dryer are in unit. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. NO PET ALLOWED! No Pets Allowed (RLNE3490999)
Verified
9 Units Available
10X Living at Panama City Beach
7150 Highway 98
Panama City Beach, FL
1 Bedroom
$1,190
605 sqft
2 Bedrooms
$1,625
966 sqft
3 Bedrooms
Ask
Last updated April 21 at 9:41 PM
The alluring charm of Florida living can be yours at 10X Living at Panama City Beach. Our beautiful, newly built community is located just off Highway 98, providing you with easy access to the finest dining, shopping, and entertainment destinations in Panama City Beach. Enjoy miles of white sandy beaches and the crystal-clear waters of the Emerald Coast.
Results within 5 miles of Panama City
Verified
7 Units Available
10X Living at Breakfast Point
9700 Panama City Beach Pkwy
Panama City Beach, FL
1 Bedroom
$1,195
816 sqft
2 Bedrooms
$1,645
1096 sqft
3 Bedrooms
$1,980
1260 sqft
Last updated April 21 at 9:41 PM
A comfortable and laid-back place to call home, this development offers one-, two- and three-bedroom floorplans. Amenities include washers and dryers, open layouts, walk-in closets, garden-style soaking tubs and more.
1 Unit Available
1221 Palo Alto Ave
1221 Palo Alto Avenue
Panama City, FL | Shady Haven
2 Bedrooms
$1,100
816 sqft
Last updated May 14 at 9:36 AM
-- - Very nice 2 bedroom 1 bath located in the much desired Shady Haven community. Close to the nicest schools, shopping, dining and centrally located to bases and the beach. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as one months rent. No pets allowed. (RLNE5764307)
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Frequently Asked Questions (FAQs)
Frequently Asked Questions
How much is rent in Panama City?
Cheap apartments in Panama City start at $800 per month.
City Guide for Panama City, FL
What to keep in mind when looking for cheap apartments in Panama City, FL

Finding cheap apartments in Panama City takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank statements, letters of recommendations from landlords or employers, and identification. The more proactive you are about your search, the easier it will be to score a deal.

Look for cheap apartments in Panama City by regularly scouring listings and looking during slower renting seasons, like winter. You can still find a deal if you move during the summer months when apartment hunting is more competitive.

You may be able to find cheap apartments in Panama City in neighborhoods that are located away from attractions, restaurants, and entertainment. You may need to look farther out than you would prefer, but access to highways or public transportation can get you into the heart of Panama City.

The building you choose can also make a difference in finding a cheap apartment in Panama City. Older buildings that need some updating are more likely to have better deals. Walk-up apartments without elevators, on-street parking and few amenities like on-site fitness centers can also signal affordable rents in Panama City.