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cheap apartments
Last updated November 29 2022 at 3:13 AM

52 Cheap Apartments for rent in Panama City, FL

Finding cheap apartments in Panama City takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank statements, ... Read Guide >
Spring Gate Apartments Photo Gallery 1
1 of 1
Studio
$770
288 sqft
1 Bedroom
$845
576 sqft
2 Bedrooms
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We're open & available by appointment only for an in-person or virtual tour of your new apartment home! Whether you are a resident or are looking for a new place to call home, we are available during normal business hours to assist you.
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2505 W 10TH STREET - 2505D-D&K Photo Gallery 1
1 of 23
2 Bedrooms
$1,100
850 sqft
St Andrews area: 2505 W 10th St Apt D .: 2 BR / 1BA, Completely Renovated, New Kitchen, New appliances, bathroom, Luxury vinyl plank flooring throughout, Washer/Dryer hook up. No Smoking Allowed SORRY ABSOLUTELY NO PETS ALLOWED. Upstairs Unit Rent $1100 deposit $1100 12 Month Lease SORRY ABSOLUTELY NO PETS ALLOWED.
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316 East 1st Court - 1 Photo Gallery 1
1 of 2
2 Bedrooms
$1,325
992 sqft
AVAILABLE FIRST WEEK OF DECEMBER! Cozy 2 bedroom / 1.5 bathroom unfurnished townhome located in the Cove, three blocks from the Bay off Beach Drive. This lovely home has living room, kitchen, laundry and 1/2 bath downstairs with bedrooms and full bath upstairs. All new stainless steel appliances, oversized peninsula with seating for 3 and quartz countertops in kitchen and bathrooms. There is new interior and exterior paint, new vinyl plank flooring throughout with new carpet in bedrooms and stairs. It is central A/C and heat with ceiling fans in all rooms. The owner has installed new insulation to improve utilities. Outside is a private, covered back patio with outdoor storage room and a privacy fence around entire property. Two parking spaces are available in front of unit. Cable ready, Air conditioning, Refrigerator, Dishwasher, Fenced yard, Laundry room/hookups, Oven/range, Heat - electric The units are separately metered. The residents are responsible to establish and pay for their own utility accounts (power, water, sewer, garbage etc.) The management company provides pest control services. Click on the Link Below to complete a virtual tour of the unit. https://my.matterport.com/show/?m=3ourqm1D7Lf 2 bedroom / 1.5 bathroom townhome located in the Cove, three blocks from the Bay off Beach Drive. This lovely home has a living room, kitchen, laundry and 1/2 bath downstairs with bedrooms and full bath upstairs. All new stainless steel appliances, oversized peninsula with seating for three and quartz countertops in kitchen and bathrooms. There is new interior and exterior paint, new vinyl plank flooring throughout with new carpet in bedrooms & stairs. It has central A/C and het with ceiling fans in all rooms. The owner has installed new insulation to improve utilities. Outside is a private, covered back patio with outdoor storage room and a privacy fence around entire property. Two parking spaces are available in front of unit.
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2750 W 12th St #1B Photo Gallery 1
1 of 13
2 Bedrooms
$1,195
900 sqft
- 2 Bedroom 1.5 Bath Town house located in Historic St Andrews. Close to shopping and dinning and walking distance to St . Andrews bay. Washer and dryer hookups. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets NOT Allowed! No Pets Allowed (RLNE5145490)
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809 Cherry St. #8 Photo Gallery 1
1 of 16
2 Bedrooms
$1,300
900 sqft
- Newly refurbished upstairs 2 bedroom 1 Bath apartment located in the historic district of The Cove. LVT flooring and tile floors throughout . Galley style kitchen with stainless refrigerator and built in microwave. Central heat and air, stackable washer and dryer with water, sewage, garbage included in the rent. Off street parking and convenient to Ascension Sacred Heart Hospital, Tyndall A.F.B , NSA Panama City. Its a short drive to the Worlds most beautiful beaches, restaurants and gulf coast nightlife. Pets allowed with owner approval and pet fee, breed restrictions apply. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. (RLNE6028190)
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1605 Flower Ave Photo Gallery 1
1 of 5
1 Bedroom
$850
1605 Flower Ave Available 08/16/22 1605 Flower Ave - FURNISHED 1BD 1BA EFFICIENCY APARTMENT. Frig, microwave included, but no stove, no dishwasher. No W/D hookup. Lawn care included. Note- will not be rented unfurnished, no need to ask. Sorry no pets. No Pets Allowed (RLNE7326282)
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Results within 1 mile of Panama City
Lynn Haven Cove Photo Gallery 1
1 of 16
Studio
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1 Bedroom
$950
2 Bedrooms
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Lynn Haven Cove is nestled in a tranquil, peaceful, and dynamic community, where we are located centrally on the Gulf of Mexico. Lynn Haven is an up and coming family-oriented community that offers multiple parks & recreation, entertainments & events, restaurants, shopping, and just minutes away from some of the World's most beautiful beaches. Lynn Haven Cove values our prospects and residents and offers ranch-style living designed with you in mind. Our community is made up of 149 newly renovated apartment homes of 15 spacious acres of lush landscape. Our impeccable apartment homes offer spacious living and a variety of floor-plans offering Studios, one bedrooms, and two bedroom units. Beyond the stunning new look, Lynn Haven Cove offers multiple amenities, including a Bark Park, 24-hour Fitness Center, The Cove Cafe, Wifi, as well as an on-site laundry center, and a professional management team. We invite you to take advantage of our many amenities and services. On behalf of our dedicated team, we invite you to consider Lynn Haven Cove Apartments and hope that you decide to become a valued resident and experience easy living.
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116 Springfield Ave Photo Gallery 1
1 of 8
1 Bedroom
$800
550 sqft
116 Springfield Ave Available 11/30/22 - Newly renovated efficiency unit. New paint, flooring, and appliances throughout. Tankless hot water heater and washer/dryer connections! Lawn service is included. **No pets** No Pets Allowed (RLNE7807402)
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1629 N James Ave Photo Gallery 1
1 of 12
2 Bedrooms
$1,275
972 sqft
1629 N James Ave - Very nicely redone 2bd, 1.5 ba 2-story townhome. Vinyl plank through out. No carpet. Light and bright. Granite counters and stainless appliances. Must see. No Dogs Allowed (RLNE7792753)
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4551 Cedar St, #B Photo Gallery 1
1 of 20
2 Bedrooms
$1,150
950 sqft
- 2 Bedroom, 2 Bath townhouse close to Tyndall AFB. Washer and dryer in unit. Lawn care and trash included in rent. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets NOT Allowed! No Pets Allowed (RLNE3490919)
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3902 Wave Ave Unit D Photo Gallery 1
1 of 7
2 Bedrooms
$1,100
812 sqft
- Newly renovated upstairs apartment offers 2 Bedrooms and 1 bath, located in Springfield. New flooring and paint throughout and brand new HVAC unit. Storage room located off the back porch for extra space! Washer and dryer hook ups inside the unit. Water, sewer, and garbage are included in rent. *accepts small pets under 20 lbs* *All pets are part of the application process and subject to the homeowner's approval* No Pets Allowed (RLNE7712314)
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Results within 5 miles of Panama City
10X Breakfast Point Photo Gallery 1
1 of 17
1 Bedroom
$1,316
816 sqft
2 Bedrooms
$1,509
1096 sqft
3 Bedrooms
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A comfortable and laid-back place to call home, this development offers one-, two- and three-bedroom floorplans. Amenities include washers and dryers, open layouts, walk-in closets, garden-style soaking tubs and more.
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Palm Vista Photo Gallery 1
1 of 11
Studio
$860
300 sqft
1 Bedroom
$1,060
600 sqft
2 Bedrooms
Ask
Here, in our beautiful and quiet community, you can truly relax and enjoy nature. You will love the carefree atmosphere at Palm Vista Apartments while your needs are fully met by our wonderful Management and Maintenance Team. We are conveniently located minutes away from Tyndall Air Force Base, along with all your dining and shopping needs. Make Palm Vista Apartments your home, where your ideas are always appreciated and your complete satisfaction is our goal. Call, email or visit today and discover the many ways to make Palm Vista Apartments your new home.
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Palm Cove Apartments Photo Gallery 1
1 of 13
2 Bedrooms
$1,200
800 sqft
Welcome to Palm Cove Apartments Tranquility is a beach state of mind Palm Cove is nestled in a tranquil, peaceful, and dynamic community, where we are located centrally on the Gulf of Mexico. Lynn Haven is an up-and-coming family-oriented community that offers multiple parks & recreation, entertainment & events, restaurants, shopping, and is just minutes away from some of the World's most beautiful beaches. Palm Cove values our prospects and residents and offers maintenance-free living with you in mind. Our community is made up of 25 newly renovated apartment homes and newly installed lush landscape. Our impeccable apartment homes offer spacious living and a variety of floor plans offering Two bedroom/ One bathroom units. Beyond the stunning new look, Palm Cove shares multiple amenities with Lynn Haven Cove Apartments, including a Bark Park, 24-hour Fitness Center, The Cove Cafe, Wifi, as well as an on-site laundry center, and a professional management team. We invite you to take advantage of our many amenities and services. On behalf of our dedicated team, we invite you to consider Palm Cove Apartments and hope that you decide to become a valued resident and experience easy living.
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Edgewater Crossings Photo Gallery 1
1 of 44
1 Bedroom
$1,330
938 sqft
2 Bedrooms
$1,490
1132 sqft
3 Bedrooms
$1,770
1347 sqft
New construction community with lots of storage, stainless steel appliances and hardwood floors. On-site pool, hot tub, 24-hour gym and business center. Dogs and cats welcomed. Garage and trash valet provided. Near shopping and restaurants.
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5824 Cherry St. Photo Gallery 1
1 of 7
2 Bedrooms
$1,100
10000 sqft
Cherry Park - Property Id: 1043086 This is a Mobile home park located in Callaway Florida next to Assembly of God. Apply at TurboTenant: http://rental.turbotenant.com/p/5824-cherry-st.-panama-fl/1043086 Property Id 1043086 No Pets Allowed (RLNE7800368)
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5917 Pinetree Ave Photo Gallery 1
1 of 5
2 Bedrooms
$1,200
1190 sqft
5917 Pinetree Ave Available 11/30/22 - Attached unit within walking distance to the beach. Open floor plan, washer & dryer connections, storage room, and shared fenced backyard. Quarterly pest control included. No Pets Allowed (RLNE7786451)
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1412 #B New York Ave. Photo Gallery 1
1 of 11
2 Bedrooms
$1,295
900 sqft
- Recently renovated 2-bedroom 1 bath apartment in Lynn Haven. New Stainless-Steel appliances with washer and dryer. Tile throughout with Granit counter tops. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets allowed with owner approval and NON-REFUNDABLE pet fee applies per pet. Breed restrictions apply. (RLNE6659780)
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4828 Grimes St #2 Unit B Photo Gallery 1
1 of 20
2 Bedrooms
$1,295
850 sqft
- 2/1 Triplex close to Tyndall AFB, parks, shopping, dining and East Bay. Fenced backyard All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. PETS NOT ALLOWED No Pets Allowed (RLNE3417180)
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5230 Beach Dr. Photo Gallery 1
1 of 7
1 Bedroom
$1,150
900 sqft
1 bed 1 bath unfurnished apartment ground level and upstairs are available at 5230 Beach Dr. PCB, FL 32408. Rent is $1150 which includes water, garb and lawn care, $1150 dep 1 year lease. Pets considered with pet fee. This apartment has a washer dryer connection, central heat and air. and only 3 blocks to the waters of the Gulf of Mexico. Must pass background check, credit, evictions, proof of income, etc....
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Results within 10 miles of Panama City
White Sands Luxury Apartments Photo Gallery 1
1 of 47
1 Bedroom
$1,220
960 sqft
2 Bedrooms
$1,385
1195 sqft
3 Bedrooms
$1,734
1408 sqft
Luxury apartments with granite counters and walk-in closets. Enjoy the on-site media room, conference center and courtyard. Relax on the sands of nearby Bahama Beach. Have easy access to Panama City Beach Parkway.
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12322 Caruso Drive Townhouse D Photo Gallery 1
1 of 41
2 Bedrooms
$1,250
788 sqft
Two Bedroom, Two Bath-Fully Furnished Ready Now! - This Two Bedroom, Two Bath unit comes fully furnished and ready for you to enjoy. There is a patio area that is in the back of the property and all furniture in place for a easy move in to enjoy. This property is ready for immediate occupancy. No Pets Allowed (RLNE7797414)
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12031 Raintree Dr. Unit C Photo Gallery 1
1 of 17
1 Unit Available
2 Bedrooms
$1,195
900 sqft
-- - Located in the much desired community of Sandy Creek, outskirts of Callaway. This very attractive 2 bedroom 1 bath townhome is a nice country drive to the Worlds Most Beautiful Beaches and Military Installations. Improvements include but not limited to carpet and tile throughout, appliances, living area is a very large open concept with vaulted ceilings. Spacious fenced in back yard. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets allowed with owner approval and a $300.00 NON-REFUNDABLE pet fee applies per pet. Breed restrictions apply. (RLNE7777090)
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9535 Fundum Lane Photo Gallery 1
1 of 7
2 Bedrooms
$1,295
1260 sqft
- Custom home with plenty of privacy. Home includes access to detached garage (shed is not included for tenant use). You'll love the serenity and seclusion. Home has had many interior upgrades including new carpet and paint, central HVAC. Florida room has window AC unit. Currently set up on well-water. (RLNE7712372)
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Frequently Asked Questions

Frequently Asked Questions (FAQs)

What is the typical rent for a studio apartment in Panama City?

The average rent for a studio apartment in Panama City is $770.

How expensive are one-bedroom apartments in Panama City?

The average rent for a one-bedroom apartment rental in Panama City is $1,433.

How much is rent for two-bedroom apartments in Panama City?

The average monthly rent for a two-bedroom apartment in Panama City is $1,878.
City Guide for Panama City, FL
What to keep in mind when looking for cheap apartments in Panama City, FL

Finding cheap apartments in Panama City takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank statements, letters of recommendations from landlords or employers, and identification. The more proactive you are about your search, the easier it will be to score a deal.

Look for cheap apartments in Panama City by regularly scouring listings and looking during slower renting seasons, like winter. You can still find a deal if you move during the summer months when apartment hunting is more competitive.

You may be able to find cheap apartments in Panama City in neighborhoods that are located away from attractions, restaurants, and entertainment. You may need to look farther out than you would prefer, but access to highways or public transportation can get you into the heart of Panama City.

The building you choose can also make a difference in finding a cheap apartment in Panama City. Older buildings that need some updating are more likely to have better deals. Walk-up apartments without elevators, on-street parking and few amenities like on-site fitness centers can also signal affordable rents in Panama City.