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cheap apartments
Last updated October 18 at 8:20 PM

66 Cheap Apartments for rent in Panama City Beach, FL

Finding cheap apartments in Panama City Beach takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank ... Read Guide >
Cabana West Photo Gallery 1
Verified
20 Units Available
Cabana West
302 Cabana Blvd, Panama City Beach, FL 32407
1 Bedroom
$1,305
960 sqft
2 Bedrooms
$1,680
1195 sqft
3 Bedrooms
$1,990
1408 sqft
Last updated October 18 at 8:15 PM
Luxury apartments with granite counters and walk-in closets. Enjoy the on-site media room, conference center and courtyard. Relax on the sands of nearby Bahama Beach. Have easy access to Panama City Beach Parkway.
79 West Apartments Photo Gallery 1
Verified
2 Units Available
79 West Apartments
100 Cabana Cay Cir #110, Panama City Beach, FL 32413
1 Bedroom
$1,350
728 sqft
Last updated October 18 at 7:49 PM
Tropical community features a pool, sauna and BBQ zone and has one- and two- bedroom apartments available. Furnished homes contain laundry, great kitchens and more. The Gulf of Mexico and its beaches are a stone's throw away.
The Place at Grand Lagoon Photo Gallery 1
Verified
2 Units Available
The Place at Grand Lagoon
7120 Patronis Dr, Panama City Beach, FL 32408
1 Bedroom
$1,492
780 sqft
Last updated October 18 at 7:48 PM
Apartment complex offers an array of one, two and three bedrooms. Features include renovated kitchens, private entrances, carpeting, hardwood floors, high ceilings, brushed nickel fixtures, on-site maintenance, accent walls and more.
The Retreat at PCB Photo Gallery 1
Verified
7 Units Available
The Retreat at PCB
90 Sandal Ln, Panama City Beach, FL 32413
1 Bedroom
$1,389
816 sqft
2 Bedrooms
$1,685
1096 sqft
3 Bedrooms
$1,999
1260 sqft
Last updated October 18 at 7:19 PM
Minutes from Highway 95. A modern community featuring lots of storage, a patio or balcony in each unit, and 24-hour maintenance. On-site pool, gym, dog park and garage area. Walk-in closets and internet access available.
Parkside at the Beach Photo Gallery 1
Verified
8 Units Available
Parkside at the Beach
17225 Panama City Beach Pkwy, Panama City Beach, FL 32413
1 Bedroom
$1,447
871 sqft
2 Bedrooms
$1,801
1178 sqft
Last updated October 18 at 7:16 PM
Our community of luxury apartments is ready to provide you with the sunny Florida lifestyle that you deserve. We have a full selection of one, two, and three bedroom apartment homes, with a variety of different floor plans for you to choose from. Whether you’re looking for a ground-floor one bedroom apartment that overlooks the sparkling swimming pool, or a sprawling three bedroom apartment with delightful lake views, we have it all!
Watermark at Urban Blu Photo Gallery 1
Verified
35 Units Available
Watermark at Urban Blu
8551 Panama City Beach Pkwy, Panama City Beach, FL 32407
1 Bedroom
$1,440
689 sqft
2 Bedrooms
$1,775
1049 sqft
Last updated October 18 at 5:48 PM
Welcome to Watermark at Urban Blu, a residential community featuring one, two, and three-bedroom apartments in Panama City Beach, FL. Spacious layouts and amenities welcome you home, along with exceptional service and an ideal location within walking distance to shopping, dining, and entertainment options. Are you looking for an apartment for rent in Panama City Beach, FL? Contact our friendly, professional office team for more information today.
10X Living at Panama City Beach Photo Gallery 1
Verified
8 Units Available
10X Living at Panama City Beach
7150 Highway 98, Panama City Beach, FL 32407
1 Bedroom
$1,287
605 sqft
2 Bedrooms
$1,753
966 sqft
3 Bedrooms
$2,212
1150 sqft
Last updated October 18 at 5:46 PM
The alluring charm of Florida living can be yours at 10X Living at Panama City Beach. Our beautiful, newly built community is located just off Highway 98, providing you with easy access to the finest dining, shopping, and entertainment destinations in Panama City Beach. Enjoy miles of white sandy beaches and the crystal-clear waters of the Emerald Coast.
10X Living at Breakfast Point Photo Gallery 1
Verified
5 Units Available
10X Living at Breakfast Point
9700 Panama City Beach Pkwy, Panama City Beach, FL 32407
1 Bedroom
$1,413
816 sqft
2 Bedrooms
$1,745
1096 sqft
3 Bedrooms
$2,080
1260 sqft
Last updated October 18 at 5:46 PM
A comfortable and laid-back place to call home, this development offers one-, two- and three-bedroom floorplans. Amenities include washers and dryers, open layouts, walk-in closets, garden-style soaking tubs and more.
8001 S Lagoon Dr Photo Gallery 1
1 Unit Available
8001 S Lagoon Dr
8001 South Lagoon Drive, Lower Grand Lagoon, FL 32408
Silver Sands
2 Bedrooms
$1,400
800 sqft
Last updated October 18 at 7:16 AM
Available 11/01/21 Beach walking distance, unit A. - Property Id: 754983 First floor renovated 2 bedroom/1 bathroom apartment. Walking distance to the beach. All electric. Utilities not included. Apply at TurboTenant: http://rental.turbotenant.com/p/8001-s-lagoon-dr-panama-city-beach-fl/754983 Property Id 754983 (RLNE6967565)
2415 Allison Ave Photo Gallery 1
1 Unit Available
2415 Allison Ave
2415 Allison Avenue, Upper Grand Lagoon, FL 32408
Merglewski Retreats
2 Bedrooms
$1,100
842 sqft
Last updated October 18 at 7:14 AM
2415 Allison Ave - Cute 2 bedroom 1 bath end unit in triplex. Located on east end of beach. Just painted inside. Tile through out. Dishwasher, Fridge with ice maker, w/d hook up. On city water with septic. No pets please. Ask about Military Discounts on this property No Pets Allowed (RLNE3459530)
6916 Sunrise Drive Panama City Beach Photo Gallery 1
1 Unit Available
6916 Sunrise Drive Panama City Beach
6916 Sunrise Drive, Upper Grand Lagoon, FL 32407
Bayside Park
2 Bedrooms
$1,550
Last updated October 18 at 7:14 AM
ONLY 3 Miles from BEACH!!!! Close to Navy Base, fenced yard, very large covered front porch - Very nice 2 bedroom 2 bath mobile home with large covered front porch, fenced yard, beautiful flooring. Walking distance to marina, only 3 miles to BEACH, AND 2.7 miles from Navy Base. Very centrally located to PCB and PC. PLEASE email mmk18912@GMAIL TO SCHEDULE A VIEWING AND FOR ANY QUESTIONS THAT YOU HAVE. (RLNE4979099)
5230 Beach Dr. Photo Gallery 1
1 Unit Available
5230 Beach Dr.
5230 Beach Drive, Lower Grand Lagoon, FL 32408
Biltmore Beach
1 Bedroom
$1,150
900 sqft
Last updated October 18 at 4:23 AM
1 bed 1 bath unfurnished apartment ground level and upstairs are available at 5230 Beach Dr. PCB, FL 32408. Rent is $1150 which includes water, garb and lawn care, $1150 dep 1 year lease. Pets considered with pet fee. This apartment has a washer dryer connection, central heat and air. and only 3 blocks to the waters of the Gulf of Mexico. Must pass background check, credit, evictions, proof of income, etc....
Lynn Haven Cove Photo Gallery 1
Verified
1 Unit Available
Lynn Haven Cove
905 W 26th St, Lynn Haven, FL 32444
1 Bedroom
$925
Last updated October 18 at 8:20 PM
Lynn Haven Cove is nestled in a tranquil, peaceful, and dynamic community, where we are located centrally on the Gulf of Mexico. Lynn Haven is an up and coming family-oriented community that offers multiple parks & recreation, entertainments & events, restaurants, shopping, and just minutes away from some of the World's most beautiful beaches. Lynn Haven Cove values our prospects and residents and offers ranch-style living designed with you in mind. Our community is made up of 149 newly renovated apartment homes of 15 spacious acres of lush landscape. Our impeccable apartment homes offer spacious living and a variety of floor-plans offering Studios, one bedrooms, and two bedroom units. Beyond the stunning new look, Lynn Haven Cove offers multiple amenities, including a Bark Park, 24-hour Fitness Center, The Cove Cafe, Wifi, as well as an on-site laundry center, and a professional management team. We invite you to take advantage of our many amenities and services. On behalf of our dedicated team, we invite you to consider Lynn Haven Cove Apartments and hope that you decide to become a valued resident and experience easy living.
2750 W 12th St #6B Photo Gallery 1
1 Unit Available
2750 W 12th St #6B
2750 West 12th Street, Panama City, FL 32401
2 Bedrooms
$1,225
900 sqft
Last updated October 18 at 7:15 AM
2750 W 12th St #6B - 2750 W 12th St #6B Available 11/08/21 - Located in the heart of historic St Andrews with water views ! Walking distance to harbor and restaurants. This recently remodeled 2 bedroom 1.5 Bath Townhouse has carpet and tile throughout and washer/ dryer hookups. Back deck with view of Lake Ware. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. Pets NOT Allowed! No Pets Allowed (RLNE5606117)
809 Cherry St. #5 Photo Gallery 1
1 Unit Available
809 Cherry St. #5
809 Cherry Street, Panama City, FL 32401
Bunkers Cove
2 Bedrooms
$1,150
900 sqft
Last updated October 18 at 7:14 AM
- Recently refurbished downstairs 2 bedroom 1 Bath apartment located in the historic district of The Cove. Original refinished real wood parquet and tile floors throughout . Galley style kitchen with stainless refrigerator and built in microwave. Central heat and air, stackable washer and dryer with water, sewage, garbage included in the rent. Off street parking and convenient to Ascension Sacred Heart Hospital, Tyndall A.F.B , NSA Panama City. Its a short drive to the Worlds most beautiful beaches, restaurants and gulf coast nightlife. Pets allowed with owner approval and pet fee, breed restrictions apply. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. No Pets Allowed (RLNE6888384)
1202 Christel Ave. Downstairs Photo Gallery 1
1 Unit Available
1202 Christel Ave. Downstairs
1202 Christel Avenue, Panama City, FL 32401
Caroline Addition
2 Bedrooms
$1,200
1000 sqft
Last updated October 18 at 7:14 AM
- Downstairs 2 bedroom 1 bath duplex with Electric, Water, Sewage, Garbage and Lawn service included ! Washer and dryer are included ( As Is ) in the large utility room that can be used as extra living space or home office. Tile throughout and private entrance to unit. There is a new deck upstairs that leads to the downstairs unit, as well as covered parking with the carport. Storage room can be included. Only a few minutes or short bike ride/walk away from shops and dining at St. Andrews. Deposit is the same as the rent. Pets allowed with owner approval and NON REFUNDABLE pet fee applies per pet. Breed restrictions apply. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. "Rent includes up to $75/month in water usage and $125/month in electric usage. (RLNE6088324)
3122 W. 21st Ct Photo Gallery 1
1 Unit Available
3122 W. 21st Ct
3122 West 21st Court, Panama City, FL 32405
Sherwood
3 Bedrooms
$1,300
1140 sqft
Last updated October 18 at 7:14 AM
3122 W. 21st Ct Available 12/15/21 3122 W 21st Court available mid-December! - Three bedroom home coming available in December. This Florida cottage home is located in central St. Andrew's area, this home has all ceramic tile, large yard and conveniently located to many area attractions and dining. This one will not last long! (RLNE5126035)
1301 Beck Avenue Unit #13 Photo Gallery 1
1 Unit Available
1301 Beck Avenue Unit #13
1301 Beck Avenue, Panama City, FL 32401
1 Bedroom
$1,300
742 sqft
Last updated October 18 at 7:14 AM
1301 Beck Avenue Unit #13 Available 11/01/21 St. Andrew's Harbour Condo-Coming Available Nov. 1st!!!! - St. Andrew's Condo - Located at St. Andrew's Harbor Condo, This centrally located 1 bedroom 1 bath ground floor condo with galley style kitchen, stack-able washer and dryer, and community pool. Water, sewer, trash and basic cable are included. This one will go fast, don't let it pass you by. No Pets Allowed (RLNE4753961)
133 Pelican Cir Photo Gallery 1
1 Unit Available
133 Pelican Cir
133 Pelican Circle, Walton County, FL 32461
5 Bedrooms
$1,200
3500 sqft
Last updated October 18 at 3:19 AM
To view availability and rates please follow this link to book View On AirbnbParadise Found~Beach front home with private Pool VACATION RENTAL This Vacation home is Located in private gated community ( Camp Creek) on beach side of Scenic Route 30-A, with private beach. Second floor has 4 bedrooms/2 bath. Two bedrooms have king beds, two bedrooms have queen beds. Two bedrooms have ocean views and open directly to a large, open and spacious deck which has among the best sunsets of 30-A. Kitchen has everything you want included granite top bar, and together with the dining area and family room, makes for a spacious living and gathering spot with the beautiful Gulf shimmering through the pair of glass French doors! The views are spectacular inside or out! The ground floor has 1 bedroom/1 bathroom, bedroom has one queen and bunk set. Large game room and bar which opens to a patio surrounding your own very private pool which is heated in the winter. Beyond the pool is your beach blanket! This is as good as it gets! Nothing between you and the water! Very private! Sleeps 12 comfortably! Full laundry room. Perfect for multi families! Private driveway for 3+ cars along with one car garage.
Spring Gate Apartments Photo Gallery 1
Verified
1 Unit Available
Spring Gate Apartments
1500 Spring Ave, Panama City, FL 32405
2 Bedrooms
$980
864 sqft
Last updated October 18 at 8:08 PM
Discover the best in apartment living in Panama City! Spring Gate Apartments offers an experience beyond a new home. You'll enjoy both convenient, on-site amenities with a short drive to downtown. Choose from a newly renovated studio, one, or two-bedroom apartment with all the features you desire! Each home has a private entrance with a secluded, fenced-in patio, renovated kitchen & baths, attic storage, spacious closets, and more! Our pet-friendly community offers a convenient clothing care center, complimentary parking, a friendly, on-site staff, beautifully manicured grounds, and the list goes on! Our location cannot be beat! You'll love living just a short drive to downtown, while being able to get away from it all in a serene atmosphere. Panama City is famous for its romantic beaches, delicious seafood, arts scene, and recreation. You really can have it all when you choose to call Spring Gate Apartments home. Come see for yourself and schedule your personal tour today!
Palm Vista Photo Gallery 1
Verified
5 Units Available
Palm Vista
322 S Burkett Dr, Callaway, FL 32404
Studio
$700
300 sqft
1 Bedroom
$890
600 sqft
Last updated October 18 at 8:07 PM
Here, in our beautiful and quiet community, you can truly relax and enjoy nature. You will love the carefree atmosphere at Palm Vista Apartments while your needs are fully met by our wonderful Management and Maintenance Team. We are conveniently located minutes away from Tyndall Air Force Base, along with all your dining and shopping needs. Make Palm Vista Apartments your home, where your ideas are always appreciated and your complete satisfaction is our goal. Call, email or visit today and discover the many ways to make Palm Vista Apartments your new home.
2425 Johnson Drive Photo Gallery 1
1 Unit Available
2425 Johnson Drive
2425 Johnson Drive, Lynn Haven, FL 32444
Belaire Estates
2 Bedrooms
$1,395
1004 sqft
Last updated October 18 at 8:12 PM
Townhome centrally located in Lynn Haven close to restaurants and shopping centers. Off the kitchen is a covered patio with a nicely sized fenced in back yard. Outdoor storage closet off the patio. LVP flooring in the living room and kitchen.
917 Sanders Lane Photo Gallery 1
1 Unit Available
917 Sanders Lane
917 Sanders Lane, Springfield, FL 32401
1 Bedroom
$900
680 sqft
Last updated October 18 at 8:03 PM
1 bed 1 bath unit available for rent, this unit is second floor unit. Contact your real estate agent for more information and showing instructionsPhotos are of unit next door unit 404 is in process of being cleaned out, same floor plan just flipped.
2922 Patricia Ann Ln Photo Gallery 1
1 Unit Available
2922 Patricia Ann Ln
2922 Patricia Ann Lane, Cedar Grove, FL 32405
Cedar's Crossing
3 Bedrooms
$1,000
Last updated October 18 at 7:15 AM
Desirable 3 bedroom, 2 bathroom, Centrally located in the quiet neighborhood of Cedars Crossing! updates include a New roof, fence, and water heater just to name a few. As you enter you will notice the spacious living room has 10 ft ceiling and fireplace. (RLNE6967854)
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Frequently Asked Questions

Frequently Asked Questions (FAQs)

How much is rent in Panama City Beach?

Cheap apartments in Panama City Beach start at $1,250 per month.
What to keep in mind when looking for cheap apartments in Panama City Beach, FL

Finding cheap apartments in Panama City Beach takes some ingenuity and effort, as well as quick action. Before you head out on your search, bring along pay stubs, bank statements, letters of recommendations from landlords or employers, and identification. The more proactive you are about your search, the easier it will be to score a deal.

Look for cheap apartments in Panama City Beach by regularly scouring listings and looking during slower renting seasons, like winter. You can still find a deal if you move during the summer months when apartment hunting is more competitive.

You may be able to find cheap apartments in Panama City Beach in neighborhoods that are located away from attractions, restaurants, and entertainment. You may need to look farther out than you would prefer, but access to highways or public transportation can get you into the heart of Panama City Beach.

The building you choose can also make a difference in finding a cheap apartment in Panama City Beach. Older buildings that need some updating are more likely to have better deals. Walk-up apartments without elevators, on-street parking and few amenities like on-site fitness centers can also signal affordable rents in Panama City Beach.