What Is Covered Parking and What Are the Benefits?

When you’re apartment hunting, you’ll often see “covered parking” listed among amenities. But what exactly does it mean, and is it worth it? This guide breaks down what covered parking is, its pros and cons, and what to ask so you can decide if it’s right for your next home.

Covered Car Parking in Apartments

What Does “Covered Parking” Mean?

“Covered parking” refers to parking options for vehicles that provide at least partial protection from the elements. This can include:

• Carports: roofed structures open on one or more sides
• Covered lots: parking areas with overhead shelter
• Garages/structured parking: fully or mostly enclosed parking with multiple levels

Covered parking may be shared among all residents or assigned, may cost extra or be included in rent, and may be located in different parts of the property. The level of protection, security, and convenience can also vary.

Types of Covered Parking

Here are some of the common types you’ll run into:

Top Benefits of Covered Parking

If you value your vehicle, convenience, or saving on upkeep, covered parking can offer a lot. Here are the main advantages:

1) Protection from the elements

Covered parking shelters your vehicle from weather (ex. rain, snow, hail, intense sun) and helps prevent damage like paint fading, rust, or windshield wear.

2) Greater security

Many covered parking areas include security features like gated entries, cameras, and reserved spaces, which can prevent theft, vandalism, or break‐ins.

3) Convenience & comfort

Pulling in and out with less worry about weather, less time brushing off snow or clearing leaves, shorter walk from car to apartment during bad weather.

4) Less maintenance & better vehicle longevity

When a car is sheltered, there's less exposure to harsh UV, precipitation, and debris. This means fewer washings, less wear & tear, and sometimes fewer repair costs.

5) Possible insurance savings

Since the risk of damage is lower, some insurers offer reduced premiums or share discounts for policies if the vehicle is parked in covered parking.

Drawbacks of Covered Parking

Covered parking is great, but there are trade‐offs. Here are some things to watch out for:

• Extra cost: Sometimes covered spots cost more than regular (uncovered) spots, or are included in rent at a premium rate.
• Limited availability: Since it’s a desirable amenity, the covered parking spots may be limited, may fill up, or may not be available for every tenant.
• Possible restrictions: Height limits, size limits (for large vehicles, trucks, or vans), or rules about storing items in your parking space.
• Competition & lease terms: Apartments with covered parking may rent more quickly; getting one might require extra fees or a longer lease commitment.

Deciding if covered parking is the right choice comes down to your personal priorities, including convenience, cost, and how much you value protecting your vehicle.

How to Evaluate Covered Parking Before Signing a Lease

To decide if covered parking is worth it for you, ask these questions during your apartment search or touring phase:

• Is the covered parking assigned or first‐come, first‐serve?
• Are there height or size restrictions?
• What security features are present (gates, lighting, cameras, patrols)?
• Is there an additional fee? Is it monthly or included in rent?
• How far is the spot from your unit? Is there a sheltered walkway in bad weather?
• What kind of structure is it (carport, garage, canopy)? Is it fully enclosed or partially open?
• What are the hours of access (especially if gated)?

Taking the time to ask these questions up front can help you avoid surprises later and make sure the parking option truly meets your needs.

Is Covered Parking Right for You?

Covered parking might be a good choice if you:

• Own a vehicle you want to protect from weather damage
• Park often, including during bad weather
• Want reduced maintenance and more security
• Don’t mind paying a bit more for comfort and peace of mind

On the other hand, if your vehicle is small or weather damage doesn’t bother you much, or if cost is a key concern, you may decide that uncovered parking is sufficient.

Find Covered Parking with Apartment List

Covered parking is more than just an amenity. It can improve the value of your apartment, protect your vehicle, save time and stress, and even reduce costs in the long run. Just be sure to compare what’s offered vs. what you need, and clarify all the details before you sign.

Looking for apartments with covered parking? Use the filters in your Apartment List search to find one that perfectly matches your vehicle and lifestyle.

FAQs About Covered Parking

What is considered covered parking?

Covered parking is any parking space that provides a roof or overhead shelter to protect cars from weather. This includes carports, parking garages, canopies, and enclosed structures.

Is covered parking better than a garage?

A garage typically offers more protection and security than standard covered parking. While both shield your car from the elements, a garage is usually fully enclosed and may include locked access.

Does covered parking cost more?

Yes, in many apartment communities, covered parking comes with an additional monthly fee. However, some properties may include it in your rent. Make sure to confirm costs with your landlord or leasing agent.

Is covered parking worth it?

Covered parking can be worth the extra cost if you want to protect your vehicle from sun, rain, hail, or snow, reduce maintenance, or enhance security. It’s especially useful in areas with extreme weather.

What’s the difference between covered parking and garage parking?

Covered parking typically refers to carports or open-sided structures with a roof, while garage parking is fully enclosed. Garages often provide better protection and may have security features like gated access.

Does covered parking lower car insurance?

In some cases, yes. Certain insurance providers offer discounts for cars parked in covered or secure locations. Check with your insurance company to see if you qualify for lower premiums.